The implementation of this bailout policy will have an impact on personal credit reports.

The implementation of China Everbright Bank’s credit card bailout policy may indeed have a certain impact on personal credit reporting. First of all, such policies are usually targeted at users who have difficulty repaying credit cards due to specific reasons, such as due to epidemics, disasters, etc. Force majeure causes inability to repay on time.

When implementing the bailout policy, China Everbright Bank will take different measures according to the specific circumstances, such as extending the repayment period, reducing or exempting some interest, etc. These measures can help reduce financial pressure on users, but may cause personal credit records to be affected.