Credit card statement users can go directly to the bank counter to print. I go to the nearest bank branch with my ID card and inform the staff that I need to print the credit card statement. The staff will lead the user to print on the self-service printer. Most commercial banks will have self-service printers. You can directly check the details and print bills by inserting your ID card or credit card.

In addition, users can also print by themselves at home. Customers who have opened online banking can download and print out their credit card statements.

The overdue credit card is due to our failure to repay the debt we incurred when using the credit card within the specified date after using the credit card. The impact of overdue credit cards on us is quite serious. If not handled well, it is likely to cause unnecessary trouble to us and make us very upset.

Normally, after our credit card becomes overdue, most banks will provide timely repayment and tolerance services for the credit card in the hands of the cardholder. That is to say, the bank allows under certain circumstances, if the credit card holder fails to repay within a certain period of time, as long as the card holder can call the card-issuing bank to apply for payment in time and pay the full amount within the limited period after the repayment date specified by the bank. If the debt is paid off, the cardholder's overdue payment will not be entered into the personal credit system.

In fact, there are clear regulations on overdue credit card laws, and the impact on credit reporting is only the smallest aspect. Generally speaking, overdue credit cards will have serious consequences for individuals:

The first is fines and penalty interest.

Overdue credit card repayments will incur late payment fees and interest. The late payment fee is 5% of the unpaid portion of the minimum repayment amount, with a minimum charge of RMB10 yuan or USD1 yuan. Interest will be charged on all consumption in the current period starting from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until all is paid off.

It can be seen that overdue credit cards are not economically cost-effective for individuals, and the financial penalties are heavy.

Secondly, those who violate criminal laws may face jail time.

Article 196 of the Criminal Law stipulates that anyone who commits credit card fraud under one of the following circumstances and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. ; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years and not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or confiscation of property:

Using a forged credit card, or using a credit card fraudulently obtained with false identification;

Pretending to use someone else’s credit card;

Malicious overdraft.