it's illegal.

The Measures for the Supervision and Administration of Credit Card Business of Commercial Banks has corresponding provisions:

Article 39? Marketing personnel shall publicly and clearly inform the application materials and basic requirements to be submitted when applying for a credit card, and urge the credit card applicant to fill in the application materials completely, correctly and truly.

and review the identity documents (original) and necessary supporting materials (original). Marketers are not allowed to promise customers to issue cards, and they are not allowed to market credit cards in the name of issuing cards quickly, handling cards with cards, or handling cards with business cards.

extended data:?

relevant provisions of the measures for the supervision and administration of credit card business of commercial banks:

article 41? The bank institution code in the account management system is compiled for the bank according to the coding rules stipulated by the People's Bank of China, which is the unique identification for identifying the bank and the basic data of the account management system.

if another person is authorized to handle the matter, in addition to the corresponding supporting documents, the identity certificate of the legal representative or the person in charge of the unit, the power of attorney issued by it and the identity certificate of the authorized person shall also be issued.

article 42 a commercial bank shall establish a unified factoring authorization management system, and the head office shall implement authorization management from top to bottom, and shall not handle unauthorized or ultra-authorized factoring business.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks