At present, large state-owned banks, such as China, agriculture, industry and construction, mainly require rating, especially ICBC. There is no other way. You can only apply for a savings card first, use bank business more or have a lot of deposits and wealth management. If you want to be quick, you can do more inter-bank transfers, deposit more time deposits and manage your finances.

Some commercial banks, such as CITIC, Guangfa, China Merchants and Transportation, generally need you to deposit 50,000-200,000 yuan every day. If not, some banks can do it for you, but they need to pay an administrative fee ranging from 10 to 100 yuan per month, but they are generally treated as distinguished guests such as ATM withdrawals from other banks, free inter-bank transfers in different places, and priority in business hall number.

The concept of an average daily income of 50,000 yuan means that you should always keep 50,000 yuan in someone else's bank, or you can use it for 20 days a day if you save 6.5438+0 million yuan, and 654.38+0 days is 200 days, that is, nearly one year. That's probably what it means.

The specific data needs you to ask in the business hall. Although banks have standards, according to the specific business halls of many banks, the president or director will privately give some special discounts to users with large deposits, so you need to go to the business hall to talk to the account manager or financial manager. Depending on the size of your business, you may get a free job that year or for life. This president has privileges.

By the way, the more new business halls or savings offices are opened, the easier it is to talk about. If you deposit hundreds of thousands or more in their bank, their performance is counted as one day. Newly opened banks are eager to make achievements, which is easy to say, and so are big banks.