The application for a credit card was initially rejected but was later approved. This was a problem with the bank’s entry and review process and had nothing to do with the customer’s application information. As long as the card application information submitted by the customer meets the bank's card application conditions, there will be no problem.
The information that needs to be filled in the credit card application form includes: name, ID number, date of issuance, mobile phone number, marriage, education, home address, company name, work address, job position, work phone number, contact person ,Mail.
According to the provisions of the "China Everbright Bank Credit Card Acceptance Agreement", the bank has the right to decide whether to issue a card, the type of card issued and the credit limit, overdraft interest rate, and minimum repayment amount based on the applicant's application and credit status. , interest-free repayment period, etc., regardless of whether the card is issued or not and whether the credit card is terminated, the application materials submitted by Party B will not be returned.
Extended information
The credit card approval process generally has the following points:
1. The branch credit card center collects the application form and conducts preliminary review;
< p>2. The credit card center of the head office inquires the applicant's credit report and reviews the applicant's identity information; calls to confirm the relevant material information. If it meets the requirements, it will be transferred to the next process. If it does not meet the requirements, the credit card center of the branch will continue to complete the information, etc.3. The system will give a comprehensive score and give the credit approval result;
4. Print the card and mail it to the applicant.
5. Activate credit card. The channels for credit card activation are: China Everbright Bank 7X24-hour global service hotline 4007-888-888, China Everbright Bank credit card zone xyk.cebbank.com, branch counters, mobile banking, etc.
Reference source: China Everbright Bank - Credit Card Regulations
Reference source: China Everbright Bank - Card Activation