Advantages and disadvantages of Ping An Bank's credit card;
1, Benefits: Most of the in-card insurance, the market value of bonus insurance is much cheaper than the annual card fee, the security control is strict, and there are many activities, which is actually very good for customers. Flexible quota, full protection of consumption loss 72 hours before loss reporting, etc.
2. Disadvantages: few security outlets, expensive annual fee, troublesome repayment, and troublesome cancellation. Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. Ping An Bank credit card has many special functions besides basic credit consumption and cash advance, and it is a cardholder.
At present, there are the following types of cards that are applied for more:
1. Elite Platinum Card: Annual fee: main card 600 yuan, supplementary card 480 yuan. Starting from 2017165438+10/6, if the nuclear card reaches the consumption standard within 3 natural months, the annual fee for the first year will be reduced or exempted (the main card and the supplementary card are the same). The annual fee policy for the next year is that the main card is charged with 6.5438+0.2 million yuan (the auxiliary card is charged with 6.5438+0.2 million yuan), and the annual fee for the next year can be exempted.
The rights and interests are as follows:
A. If the flight is delayed for 2 hours/time, compensate 800 yuan.
B. Shuttle service between 66 yuan and domestic airports
C. 10/00000 global comprehensive traffic accident insurance
400,000 dirhams-vehicle accident insurance
2. Owner's Card: Annual fee: Ping An Bank Owner's Credit Card, with annual fee of 200 yuan/year. Spending more than 30 thousand yuan in the first year, annual fee free in the second year, and so on. Activation will generate an annual fee for the first year and will not be reduced.
The rights and interests are as follows:
A.165438+100000 vehicle maximum accident insurance.
B. Road rescue within 30 kilometers
C. 88% discount on gasoline.
3. Annual fee of standard card: gold card 300 yuan/year; Puka 100 yuan/year; Supplementary card 150 yuan/year; Puka supplementary card 50 yuan/year. The main card is free of annual fee in the first year, swiping the card 6 times a year, and the amount is unlimited, and the annual fee for the next year can be automatically reduced, and so on; Supplementary cards are free of annual fees.
The rights and interests are as follows:
A. From the second day of the first brush, you can get a high all-round traffic accident insurance every year.
B. After swiping the card for the first time, the main cardholder will get high accident protection for gas users every year.
Ping An Bank is an important member of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group. As a trans-regional joint-stock commercial bank, Ping An Bank has a registered capital of 546 1 billion yuan and total assets of over10.3 billion yuan. Its head office is located in Shenzhen, with branches in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.