Now you have two choices:
(1) If you report the loss of a credit card, you need to pay the loss reporting fee, and then reissue the card. The bank will mail you a new card (the account number is the same as the original account number, but the card number has changed). After receiving the activation of the new card, it can be used normally, and the original account information is in the new card;
(2) Freeze the credit card without payment, and then pay off the balance in the account. Then you can apply for a new card (different from the original credit card) at Shanghai Pudong Development Bank. When the new card is available, activate it and cancel the original lost credit card.
Extended data:
Cancel status
If you don't intend to continue using your credit card, you must cancel your account. If the account is not closed, the bank will charge an annual fee for the credit card.
If the card is not overdrawn, you can apply for account cancellation at any time. If the card has not expired, you need to apply first, and then go to the bank to cancel the account after a certain period of time.
If the card has expired and the account balance is zero, you can directly cancel the account at the designated bank outlet. When closing the account, you should bring the original valid identity certificate.
If it's not convenient for me to close the account, I can do it on my behalf. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business.
If your card has not expired when you cancel your credit card account, some banks stipulate that you need to go to the designated outlets to receive the card, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days).
This is mainly because if the cardholder makes a manual card pressing transaction before closing the account, the cardholder will have closed the account before the merchant submits the card pressing form to the bank for entry, and the bank cannot settle the account normally.
On the other hand, if the cardholder is in consumption abroad or withdraws cash, it may take several days to settle the account. If the account is closed immediately, it will also affect the normal liquidation of the bank.
Baidu encyclopedia-credit card