Paying insurance premiums with a credit card does not count as points!

Points will not be calculated for the following items:

1. Payment of revolving credit interest, annual fees, late fees, installment fees and other fees, cash withdrawal and repayment of Long Card credit card;

2. Relevant fees paid through withholding and payment transactions and transactions paid by credit card on behalf of others;

3. Real estate, cars, wholesale, hospitals, schools, etc., as well as charities and social Merchant consumption in non-profit industries such as services, as well as financial and government payment transactions (such as insurance, investment, taxes, fines);

4. Other bank-specified transaction types and merchants.

5. If the merchant fails to install bank card acceptance machines in accordance with China UnionPay regulations, resulting in points being calculated for transactions that should not be awarded points, the bank has the right to deduct the part of the cardholder's points. If a single bank or merchant fails to correctly set the merchant category in accordance with China UnionPay regulations, thus affecting the accumulation of points, the bank will not be held responsible.