When I use a credit card to buy a group purchase, the card issuer prompts me to reject it. Please contact the card holder. What’s going on?

There are two specific reasons (80% possibility): 1; It is the payment company channel used by the credit card bank issuer for the merchant (the payment company is similar to Taobao's Alipay and Tencent, etc., in fact there are many Payment company) imposes restrictions, but it does not mean that all credit cards of the bank are restricted, but that it restricts some or a small number of credit cards of the company (such as the recent Ping An). But this reason does not mean that the card can be used at all POS machines and online payments, but at some POS or third-party acquirers (because some acquirer companies have also imposed restrictions in order to reduce risks, and some banks Credit card consumption funds will be refused by the bank to be paid to the acquirer...) If this happens again next time, please try again at another merchant, such as a large supermarket, shopping mall, paying the electricity bill, etc. 2; If you call the bank, the customer service will tell you that the card is normal. If you call the credit card center, the credit card center will ask you to make up the balance of the credit card before you can use it normally (or it is because of the bank, the bank I think you will be at risk, so I limit your credit card), but the card will not freeze you, it will just limit it within a range! Because banks will not easily freeze a user's credit card, because a large amount of bank profits come from credit card installments, card fees and consumption commissions.

Does group buying with a credit card charge interest?

Usually group buying is a credit card sale and does not charge interest. As long as you repay it on time, if you pay in installments, you will be charged a handling fee. The minimum Repayment requires interest.

Credit card repayment methods:

1. Full repayment means repayment in full before the repayment date. You can repay the amount of overdraft without interest.

2. Installment repayment. After applying for installment from the bank, monthly repayment = overdraft amount/number of installments and installment handling fee.

3. Minimum repayment, minimum repayment amount = 10% of the unpaid balance of the minimum repayment of the previous period's bill and the overdraft balance of the current period's bill.

Is Meituan Credit Card reliable?

The Meituan credit card is okay, just like an ordinary credit card, but there are discounts when paying with currency Meituan. Every time you order fast food, you will get a discount of more than one yuan. The more you order, the more it is actually equivalent to a fixed discount. .

Meituan Credit Card is relatively reliable. Meituan Credit Card is a co-branded card between the bank and Meituan. It offers discounts for consumption on Meituan. Major e-commerce companies have bank co-branded credit cards that offer discounts for consumption on the platform. What users need to understand is that the Meituan credit card is also a bank credit card, but it is only applied through the Meituan website. Meituan Credit Card is backed by Meituan and banks, so it is relatively reliable.

If users frequently use Meituan, the application approval rate may not be a big problem. Credit card payment is similar to bank card payment, except that credit cards can be overdrafted but bank cards cannot. In addition, you need to pay attention when paying. If the merchant does not enable credit card payment, you will be asked to pay a transaction fee when you pay with a credit card on Meituan (mostly 1% of the payment amount, that is, more than 100 yuan will be required to pay) Pay 1 yuan) Tuan Credit Card has many advantages. If you use Meituan frequently, it is worth applying for. This kind of credit card is free of annual fees, free of overpayment cash withdrawal fees, free of SMS service fees, free of loss reporting fees, and free of charge. Card replacement fees and other fees.

Meituan Credit Card Introduction: Meituan Credit Card is a co-branded card launched by Bank of Shanghai and Meituan. It is a normal credit card that focuses on Meituan’s benefits. Meituan credit cards are currently divided into Bank of Shanghai Meituan Credit Card (in-store version), Bank of Shanghai Meituan Credit Card (takeaway version), Bank of Guangzhou Meituan Credit Card, and Bank of Qingdao Meituan Credit Card. Among them, the Bank of Shanghai credit card in-store version has discounts mainly when Meituan or Dazhong group purchases are made at the store, while the Bank of Shanghai take-out version mainly has discounts when Meituan orders take-out and settles. The relevant person in charge of the Consumer Finance and Credit Card Center of Bank of Jiangsu said that Bank of Jiangsu adheres to the customer-centered service concept and makes full use of its own financial technology advantages. Innovate and create products and services that meet customer needs, continuously improve customer experience, and truly bridge the last mile of inclusive finance. The strong alliance between Bank of Jiangsu and Meituan-Dianping aims to use the power of technology to provide customers with better financial services.

I purchased two movie tickets with a credit card. Can I get a refund? How to refund

Is it correct to buy two movie tickets online with a credit card? Firstly, the two movie tickets have not been taken out from the ticket outlet. Secondly, the two movie tickets have not yet arrived at the movie screening time. Then at this time, you can go directly to the software you used to buy movie tickets and choose a refund. It is the same as shopping on Taobao. As long as you have not received the item and the validity period has not expired, you can directly choose to return it. . At that time, the system will automatically refund the money to your credit card. So don’t worry about this. The most important thing now is to go to the software and choose refund 0. If you buy something online or pay with a credit card, think about it first and then pay. Don’t regret it after buying like this and then think about how to refund it. No, doing this not only creates trouble for yourself but also for the merchants. If it is really delayed, it will also cause certain financial losses to you. So when doing this in the future, it is best to think clearly before making a decision and not to be careless.

That’s it for the introduction of credit card group purchasing.