Because using credit cards will lead to blind consumption, buying things without seeing that your balance is getting smaller. Although we all know that we are using credit cards, and we will have to pay back the money sooner or later, but some People will always end up blindly consuming and over-consuming because of this. In the end, it will cause you to spend more money invisible and buy some unnecessary things.

The first is my personal feeling. It is true that some people will restrain themselves when using credit cards, so that they will not over-buy things and only buy what they need. But on the day of repayment, a large amount of money was deducted from my bank card at once, and I didn't buy anything at this time (although I knew that the money was spent by myself), and I immediately felt like I was at a loss. , and you feel like your expenses have increased.

In fact, it is due to excessive consumption and blind consumption caused by the use of credit cards. In fact, such examples are common on the Internet, and there are many. Some credit cards have relatively large limits. Consumers are very happy to use them, and they are not reluctant to buy things. After all, they think they still have money in the card, but they are shocked when the credit card is repaid. , my own income is completely inferior to my own support.

There are also those who choose to apply for several credit cards because they cannot afford a credit card, and then choose to pay for it. In the end, it keeps snowballing, causing their debts to reach appalling levels. situation. These reasons are caused by over-consumption and not knowing the bottom line of one's own consumption. The final result is that oneself is saddled with heavy debts.

It can be said that credit cards cause your consumption to increase invisibly because you cannot control yourself, because the expenses on your credit cards are like numbers, making you subconsciously think that you have a lot of money. of. In the end, not only did the expenses increase, but they even reached the point where they could not repay them.