It's online fraud. It's no use.

Loan application fee:

Some people on the Internet offer housing or car loans with very low interest rates, and the application conditions are quite relaxed, saying that you will be guaranteed a loan as long as you pay a loan application fee. As a result, after the application fee was collected, there was no news again. This kind of scam uses low-interest loans as bait to defraud the application fee.

some people find it difficult to apply for a credit card because of their poor credit records. This kind of scam is aimed at this consumer, saying that it is to provide them with a "credit investigation-free" credit card, and as long as the applicant pays an application fee, it is guaranteed to issue him a credit card. As a result, after paying the application fee, the applicant still can't get the credit card. This is a scam aimed at defrauding the credit card application fee.

Characteristics of online fraud:

1. The crime of online fraud is virtual in space and concealed in behavior.

2. The criminal network of online fraud is younger, less educated and regionalized.

3. Industrialization of online fraud criminal chain.

4. The fraudulent practices are diversified, and the updating speed is fast.

5. The crime methods of swindling high-risk groups are diversified and cross-cutting.