China Merchants Bank's credit card has dual currencies of RMB and USD. In addition to the UnionPay logo, there are also logos of overseas credit card organizations, such as VISA, Master, JCB and American Express Blue Label, all of which are dual-currency credit cards. Dual-currency card can make it convenient for you to choose the route with the logo of overseas credit card organization for consumption abroad.
Is there an annual fee for China Merchants Bank's credit card?
China Merchants Bank's credit cards have to pay an annual fee, but some cards have an annual fee-free discount.
The amount deducted from the annual fee of China Merchants Credit Card is related to the type of credit card. The annual fee of Puka is generally 65,438+000 yuan per year, and the supplementary card of Puka is in 50 yuan every year. The annual fee for the gold card is RMB 300 yuan, and the annual fee for the supplementary card is RMB 150 yuan. The annual fee for platinum card is RMB 3,600 per year, and the annual fee for supplementary card is RMB 2,000 per year. The annual fee for unlimited cards is 6,543,800 yuan per year, and the annual fee for supplementary cards is 5,000 yuan. China Merchants Bank credit cards (Puka, Gold Card) are free of annual fees in the first year, swiped six times a year, and free of annual fees in the next year. Alipay recharge is included in the number of consumption. There is no annual fee-free policy for China Merchants Bank Platinum Card, and an annual fee must be paid if the application is successful.
On June 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, which opened a new era of credit card consumption for Chinese people. After more than ten years' struggle and growth, China Merchants Bank Credit Card has formed three visions of "being the best payment experience provider in China, the best consumer finance expert in China and the leading diversified marketing platform in China" and won many honors.
Adhering to China Merchants Bank's business philosophy of "changing with you", China Merchants Bank's credit card has continuously refreshed the cardholder experience with product innovation and service upgrade, and has become a leading brand in the credit card industry.
In recent years, China Merchants Bank's credit cards actively seek digital transformation, forge ahead, take the lead in building financial internet, and create a scientific and technological legend in the domestic credit card industry. From 2002 to 2020, the development of China Merchants Bank's credit card can be summarized into three stages, namely "starting a business", "pioneering" and "strategic transformation".
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Which is better for China Merchants Bank dual-currency credit card? This one suits you better.
For netizens who have difficulty in choosing, how difficult it is to apply for a dual-currency credit card. Today, I sorted out several dual-currency credit cards of China Merchants Bank, and there is always one that suits you.
First, the most popular among young people: China Merchants Bank Youth Card
1, basic information of the card
The withdrawal fee is 65,438+0%, the withdrawal amount is 65,438+000%, and the annual fee is 300 yuan/year. After six transactions are completed, the annual fee for the following year is exempted.
2. Special rights and interests of the card
Free handling fee for the first withdrawal every month;
You can enjoy double points with this card (Youth Edition) in the birthday month;
The advance cash limit is as high as 100% credit limit.
Second, a card suitable for frequent business trips: China Merchants Bank Ctrip Travel Card.
1, basic information of the card
Annual fee 100 yuan/year, transaction is free of annual fee, the first year and the second year. Withdrawal fee 1%.
2. Special rights and interests of the card
It has the characteristics of "one card and two currencies are universal", "consumption before repayment" and "repayment in RMB in consumption abroad".
Gold master card-get 1800 Ctrip points for free, and ordinary master card-get 800 Ctrip points for free. Pay the air ticket or more than 80% of the tour fare with Ctrip Travel Credit Card, and get a high aviation accident insurance for free, with 2 million gold cards and 500,000 Puka cards;
By booking hotels, air tickets and holiday products through Ctrip, you can accumulate Ctrip points according to the standards of Ctrip VIP gold medal VIP members.
Third, the merchant's most preferential activity: investment promotion standard gold card.
1, basic information of the card
Annual fee 300 yuan, free in the first year, free in the following year after swiping the card 6 times; The maximum withdrawal ratio is 50%, the withdrawal handling fee is 1% of the withdrawal amount, and the domestic minimum handling fee is 10 yuan.
2. Special rights and interests of the card
Borrow cash in advance and take it with you everywhere;
Credit card points are permanently valid;
You can choose hundreds of points gifts and services, and you can refer to China Merchants Bank to exchange points for merchants or directly deduct the credit card amount from designated goods;
The introduction of China Merchants Bank's dual-currency credit card annual fee and China Merchants Bank's dual-currency credit card handling fee has come to an end. I wonder if you have found the information you need?