Agricultural Bank Credit Card, Industrial and Commercial Bank Credit Card, Bank of Communications Credit Card, China Construction Bank Credit Card and Shanghai Pudong Development Bank Credit Card are all credit cards with good reputation.
1, Agricultural Bank Credit Card:
Agricultural credit cards pay attention to innovation. According to different customer groups, they have successively launched a series of products, such as standard series cards, official cards, platinum cards, various regional co-branded cards and special cards, to lead the needs of different customer groups.
In addition to providing a series of intimate services such as increasing the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely notification by SMS, choice of consumption password, emergency assistance, and various repayment methods. Combine the advantages of outlets, networks and products all over urban and rural areas to form a strong functional advantage.
2. China Industrial and Commercial Bank Credit Card:
ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
3. Bank of Communications Credit Card:
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its users are a group of people who have ideals and pursuits in life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad.
Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It combines global and local advantages, advocates a brand-new consumer culture and card experience with the theme of China People's Global Card, and provides preferential and caring services around the world.
4. CCB Credit Card:
China Construction Bank Longka Credit Card is a credit card brand with 90 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience. More than 100 kinds of credit card products, such as Longka Family Card, Global Hot Purchase Card and Tencent Game Card;
Meet customers' domestic and overseas transactions, family care, installment financing and other consumer needs. Special offers such as cash back on Saturday and consumption abroad, as well as various installment products, help customers manage their finances easily and spend wisely.
5. Shanghai Pudong Development Bank Credit Card:
Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free. Pufa Dream Card allows consumers to choose products and rights. Customers customize cards according to their needs, including card material selection, card surface pattern, exclusive rights and interests, and card organization. Then the bank makes credit cards according to the customized information.
Which bank has a good credit card?
China Merchants Bank, China Guangfa Bank, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank all have good credit cards. A large number of cardholders are welcomed by credit card users. There are many discounts, professional service, quick cash withdrawal and many points. The characteristics of these bank credit cards are as follows:
1, China Merchants Bank
China's first permanent credit system, international 24-hour road rescue service, has gradually become the service standard of domestic credit card industry. In terms of product and service innovation, China Merchants Bank has innovated more than 100 new credit card products and services, persisted in promoting the cross-industry cooperation mode, and successively cooperated with leading enterprises in different life fields such as department stores, tourism and sports consumption.
2. Guangfa Bank
Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit.
At the same time, Guangfa Bank has issued a business card with a credit card, which can be used in some large consumer places and hotels, and will enjoy certain preferential quotas in some hotel services and reservation business.
3. China Construction Bank
China Construction Bank Longka Credit Card is a credit card brand with 90 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience.
4. Industrial and Commercial Bank of China
ICBC's credit card approval does not follow the usual path and does not use the data of the credit information center. The certification is based on its own system star standard. If you have a savings card in ICBC, the chances of getting a card will be much greater. However, if there is no ICBC savings card, it will be more difficult to handle the card and withdraw money. There is no handling fee for cash withdrawal, and the cash withdrawal is fast, and the interest-free period is as long as 56 days. If the repayment is not made in full, no interest will be charged on the repaid part.
Disadvantages: low card quantity, weak preferential treatment and less points. Download app can only accept credit card information, otherwise you have to pay SMS reminder.
5. Agricultural Bank of China
In addition to providing a series of intimate services such as increasing the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely notification by SMS, choice of consumption password, emergency assistance, and various repayment methods. Combine the advantages of outlets, networks and products all over urban and rural areas to form a strong functional advantage.
Extended data:
Key points for handling credit cards:
Purpose, application threshold, enjoyment of rights and interests, currency of amount, installment interest, interest-free period, etc. Finally, choose a credit card that suits you.
enjoy rights and interests
Credit card rights are directly related to your actual interests. Common rights and interests include free handling fee, free transaction fee, high aviation accident insurance, free annual fee and so on. In addition to these basic rights and interests, it depends on the number of local preferential activities and the value of points.
Run a local bank
Cards with many local activities: A large part of the reason for getting a credit card is to enjoy activities. The more cards there are in local banks, the more activities there will be. So don't apply for a credit card without a local bank, otherwise it is basically equivalent to missing the event.
Integral value
The value of credit card points only needs to compare the goods and services that can be exchanged for points. For example, if you often travel by air and stay in hotels, you may need to apply for a platinum card or above, because many platinum cards have the function of redeeming air miles and staying in hotels, but each card may be redeemed by different airlines and hotels, so as long as the points can be redeemed for the services you often need, the points are of high value.