Yue Bao. In terms of interest, Yu'e Bao does have higher interest rates than China Construction Bank's credit cards. Although China Construction Bank's credit card interest rates are lower, the risk is very small. Yu'e Bao's risks are still slightly higher than those of those banks to some extent. It can only be said that each has its own advantages. Benefits, so depositing 2,000 in Yu'e Bao and depositing 2,000 in Yu'e Bao with a China Construction Bank credit card have high interest rates. Yu'e Bao is a balance value-added service and current fund management service product of Ant Financial, which was launched in June 2013.