The charging standard of annual credit card fee is the most important information that cardholders need to pay attention to when choosing to apply for a credit card. If ignored, it is easy to miss the opportunity of annual fee reduction. If you want to apply for a credit card of China Everbright Bank, let's take a look at the annual fee standard of China Everbright Bank's credit card and how to reduce the annual fee.
I. China Everbright Bank Credit Card Annual Fee Standard
1. Annual fee for Puka: 80 yuan as the main card and 40 yuan as the auxiliary card;
2. Gold card annual fee: 200 yuan as the main card and 80 yuan as the supplementary card;
3. Annual fee for titanium card: 300 yuan as the main card and 300 yuan as the supplementary card;
4. Platinum card annual fee: 2,000 yuan/year for the main card and 0/1,000 yuan/year for the auxiliary card;
5. Annual fee of diamond card (Zunshang card): 2,500 yuan/year for the main card and 0/.500 yuan/year for the auxiliary card;
6. Unlimited card annual fee: 5,000 yuan/year for the main card and 2,500 yuan/year for the auxiliary card;
7. Annual fee for UnionPay Golf Gold Card, Ruyi Sambo Credit Card, Fu Credit Card, Fu Credit Card Gold Card and Green Zero Carbon Credit Card: each set of 200 yuan per year;
8. Annual fee of football card: 150 yuan/year per set;
9.DIY card annual fee: 80 yuan/card/year;
10. Annual fee for platinum card of regional characteristic co-branded card: 500,000-6,543.8 million yuan, 680 yuan/year; 1-300,000 yuan/year; 300,000-500,000 RMB/year; More than 500,000 yuan, 3,500 yuan/year;
1 1. Annual fee of unit card: 2000 yuan/year.
2. China Everbright Bank's credit card is free of annual fee.
1. Capka and gold cards of big banks are free of annual fees in the first year, and they can be exempted from annual fees as long as they are swiped three times in the following year. Football card sets and focaca sets can be exempted from annual fees as long as they are brushed three times.
2. In March 2004 1, 2065438, all cardholders who have successfully applied and been approved can reduce the annual fee for the first year. For the platinum credit card applied for on March 20 14 1 day, the annual fee for the following year can be reduced if the cardholder spends over 50,000 RMB in any billing year; For platinum credit cards applied after March 20 14 1, the principal cardholder can spend 12 times in any billing year, and the annual fee for the following year can be reduced or redeemed with 60,000 credit card points.
[img] Is there an annual fee for Everbright Credit Card?
If the credit card of China Everbright Bank charges an annual fee, the general annual fee is divided according to the grade of the credit card, namely:
1, Puka: annual fee 80 yuan/year;
2. Gold card, annual fee of 200 yuan/year;
3. Platinum card, the annual fee is 2000/ year.
In addition, the annual fee for the secondary card of a credit card is generally half of the annual fee for the primary card.
China Everbright Bank (China Everbright Bank) was established in August, 1992. It is a national joint-stock commercial bank approved by the People's Bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13.
The trademark design of China Everbright Bank's private bank is mainly based on diamond graphics, which has gorgeous luster, implying that the product value and service quality are as solid and outstanding as diamonds. Diamonds shine with purple light, symbolizing the sense of value and respect of private banks in providing top-level and customized services to high-end customers.
The diamond pattern consists of the initials E and B of the English word EverBright. On the one hand, it strengthens the association with parent brand of China Everbright Bank and forms the brand association between mother and child. On the other hand, it explains the service essence of Everbright Bank to continue the sunshine quality as always. The bow tie shape in the diamond pattern expresses the experience of providing top-level supreme service to customers and embodies the butler-style private banking service.
China Everbright Group manages its domestic and overseas business through China Everbright (Group) Corporation (Beijing) and China Everbright Group Co., Ltd. (Hong Kong). The highest decision-making body is the board of directors of the group, which is authorized by the state to manage the state-owned assets invested by the state in the group. The party committee of the group plays a political core role in the group. The Group Board of Supervisors is appointed by the State Council. [9]
China Everbright Group (hereinafter referred to as China Everbright Group) is a state-owned enterprise managed by the central government of China. Established in Hong Kong in May, 1983. The State Council Guofa [1983] No.89 approved the Articles of Association of China Everbright Group. Obviously, China Everbright Group is a ministerial company directly under the State Council. The Group is now a super-large state-owned enterprise group focusing on banking, securities, insurance, investment management and other financial services.
The Group has 6 wholly-owned enterprises, 2 holding enterprises, 7 shareholding enterprises and 65,438+0 joint ventures in China, including China Everbright Bank, Everbright Securities Co., Ltd., Everbright Life Insurance Company and China Everbright Investment Management Company. In Hong Kong, there are two listed companies, namely Everbright Holdings and Everbright International, 37 wholly-owned companies and 12 joint ventures and associates.
How much is the annual fee for Platinum Card of China Everbright Bank?
Platinum Credit Card Master Card 1 188 yuan/year.
Rules for deducting points and annual fees from platinum cards:
1. Annual fee for the first year: 65,438+million points deducted from 688 yuan, and the cardholder pays 500 yuan;
2. Non-first-year annual fee: 200,000 points deducted from the full annual fee.
Extended data:
Use a credit card to enjoy the following preferential conditions:
1. Interest-free repayment period: The interest-free repayment period is between the transaction bookkeeping date and the due repayment date stipulated by the card issuer, and the longest interest-free repayment period is 56 days. For non-cash transactions, the cardholder can enjoy an interest-free repayment period without paying interest on non-cash transactions if he repays all the payable amount before the due repayment date (inclusive).
2. Minimum repayment treatment: If the cardholder is unable or unwilling to repay all the due repayment amount before the due repayment date, he can repay according to the minimum repayment amount stipulated by the card issuer.
China Everbright Bank-Annual Fee Policy and Points Rules for High-end Credit Cards
Is there an annual fee for the credit card of China Everbright Bank?
There is an annual fee for the credit card of China Everbright Bank, which varies according to the card type:
1, Puka, annual fee 80 yuan;
2. Gold card, annual fee of 200 yuan;
3. Titanium card, annual fee of 300 yuan;
4. Platinum card, the annual fee is 2000 yuan.
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China Everbright Bank has three kinds of cards: Puka, Gold and Platinum. The annual fee is 2000 yuan per year in 80 yuan and 200 yuan.
In addition, China Everbright Bank has an annual fee-free discount. As long as it meets the requirements, it does not need to pay an annual fee.
For more information about whether there is an annual fee for China Everbright Bank's credit card, please visit: See More.
How much is the annual fee for Everbright Credit Card Platinum Card?
Platinum Credit Card Master Card 1 188 yuan/year.
Rules for deducting points and annual fees from platinum cards:
1. Annual fee for the first year: 65,438+million points deducted from 688 yuan, and the cardholder pays 500 yuan;
2. Non-first-year annual fee: 200,000 points deducted from the full annual fee.
Extended data:
Platinum card integral rules:
2 times points for daily consumption and 3 times points for birthday month (only counting points trading).
Description of Platinum Card Annual Fee Preferential Period:
90 days before the end of the annual fee concession period, China Everbright Bank will inform you on the credit card website.
References:
China Everbright Bank-Annual Fee Policy and Points Rules for High-end Credit Cards
How much is the annual credit card fee of China Everbright Bank?
Primary card of Puka: 80 yuan/year/card, secondary card, 40 yuan/year/card.
Gold card main card: 200 yuan/year/card, auxiliary card, 80 yuan/year/card.
Standard platinum card: 2000 yuan/year/card, 1000 yuan/year/card.
Premium Platinum Card: 3,600 yuan/year/card for the main card and 0/800 yuan/year/card for the auxiliary card.
Extended data:
China Everbright Bank's annual fee collection rules for ordinary cards, gold cards, titanium cards and platinum cards are as follows:
1. Annual fee for the first year: the card is verified successfully, and the annual fee for the first year is exempted.
2. Annual fee for the next year: within one year after the card is successfully verified, the annual fee for the next year will be exempted if the ordinary card or gold card are spent three times or the accumulated amount exceeds 2,000 yuan. Gold card and elite platinum card can be exempted from the annual fee for the following year after spending 6 times.
3. The following year refers to the second year after the card is verified, and one year refers to the twelve billing months before the annual fee collection date of the following year.
4. If the card is not activated, there will be no annual fee.
5.2065438+Customers who applied for BDUCK Little Yellow Duck Credit Card and our Naked Bear Credit Card before September 2008 are not entitled to annual fee exemption within the validity period of the cards, and the annual fee is 200 yuan/year/card.
References:
Everbright Credit Card-Credit Card Type Charge Standard
China Everbright Bank-China Everbright Bank Credit Card Rate Table
Let's stop here for the introduction of the annual fee of Everbright Credit Card.