What should Shanghai Pudong Development Bank do if the card quota is 3000?
1, large consumption
Compared with other banks, Shanghai Pudong Development Bank is a bank that prefers users to spend a lot of money. Users spend a lot of money on credit cards every month and repay them on time, so the bank will quietly increase the credit card limit of users after a while.
After all, for banks, credit cards are a kind of credit service. The more users spend, the more profits banks can make.
Step 2 repay by installments
As we all know, when using a credit card, if you don't pay by installment, there is basically no interest and formalities. If everyone pays in full every month when using the Pudong Development Credit Card, it means that the cardholder's repayment ability is relatively sufficient, and he is not the kind of user who relies heavily on credit cards.
Although the bank's credit value has improved a little, it is not a helpful operation for credit card cash withdrawal to repay in full on schedule. Everyone can repay in installments after a large amount of consumption, which is profitable for banks and can effectively help cardholders increase their quota.
In addition to the above measures, cardholders also need to pay attention not to make credit card payments in some merchants restricted by banks. Such businesses are likely to be blacklisted by banks. If cardholders swipe their cards too many times in such merchants, they are likely to be downgraded by bank risk control.
The above is the related content sharing of "What to do with the card quota of 3000 in Shanghai Pudong Development Bank", and I hope it will help everyone!