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How can I return the RMB from China Merchants Bank credit card to US dollars?
At present, China Merchants Bank provides various repayment channels for the dollar bills of credit cards. You can check the introduction and choose the method that suits you. Automatic repayment of USD: We can provide a credit card function of automatic repayment of USD with a card. You can use the current sub-account of USD cash and the current sub-account of USD cash in your personal name (cash or cash sub-account can only be used as deduction account) for automatic repayment. Please confirm that your RMB-USD foreign exchange purchase function has been turned off before setting. Use one-card USD cash account to transfer USD for repayment: Please log in to our online banking and select the option of "Fast Repayment by Credit Card", which you can operate through the opened interface. At present, the repayment currency of this interface supports RMB and USD (cash). Repayment of one-card USD cash account: If your one-card has signed a self-service transfer agreement with the credit card, and the credit card has been associated with the professional version, please log in to the professional version and click the options of "One-card"-"Agreement Transfer"-"Transfer to Credit Card" in the horizontal menu to select USD cash as the credit card repayment through this interface. Cash repayment in USD: You can carry your credit card, USD cash and your ID card to make cash repayment at the counter of any business outlet of China Merchants Bank (except corporate debt business card). Repay the US dollar bill in RMB (repayment of foreign exchange purchase) ① After the credit card successfully sets the "automatic repayment of foreign exchange purchase" function, the US dollar bill you generated can be repaid in RMB on the repayment day, and the RMB money deposited in your credit card will be preferentially used to purchase foreign exchange to repay the US dollar bill (there is no need to pay any fees for the repayment of foreign exchange purchase). The exchange rate for purchasing foreign exchange is the exchange rate announced by our bank at 10 on the morning of repayment date. This function does not occupy the personal annual foreign exchange settlement and sale quota; (2) According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the amount of current US dollar bills, and the unpaid part cannot be repaid by purchasing foreign exchange; (3) If you set the functions of foreign exchange purchase repayment and "automatic repayment" in the US dollar account at the same time, your RMB repayment will give priority to foreign exchange purchase repayment of the US dollar bill, and the difference between the self-deduction amount (full or minimum) set in the US dollar bill during this period and the agreed foreign exchange purchase amount will be deducted from the US dollar automatic repayment account you specify. RMB consumption cannot be repaid in US dollars.