Credit cards owe a lot of money, and they will go to jail for a long time. If the credit card owes more than 1, yuan, and the overdue time is more than 3 months, the debtor is suspected of credit card fraud and will go to jail at this time. In addition to going to jail, the debtor also needs to pay a fine. According to the provisions of the criminal law: 1. If the credit card owes a lot, it will be fined between 2, and 2,; 2. If the arrears are huge, a fine of between 5, and 5, will be imposed. Legal objectivity:

Article 196 of the Criminal Law commits the crime of credit card fraud under any of the following circumstances. If the amount of credit card fraud is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the act that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and still refuses to return it after being urged by the issuing bank. Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.