If the credit card has a password, if it is lost and found, the other party cannot use it because it needs a password. But for the sake of safety, it is recommended to report the loss and reissue it.

Take China Merchants Bank as an example:

First, China Merchants Bank reported the loss of its credit card.

If your CMB credit card is accidentally lost, please dial the CMB credit card number, select "Report Loss of Credit Card" and make a report loss request to CMB credit card customer service. Customer service will ask you to provide your ID number and name for verification. You can report the loss of your credit card after verification.

The loss reporting of China Merchants Bank's bank credit card belongs to the charging business, and the charging standard for loss reporting is RMB 60 yuan/card. If you need to reissue a new card after reporting the loss, you need to pay an additional fee of 65438 yuan +05 yuan/card. The reissued credit card will be mailed to your billing address in about ten working days. If express delivery is needed, you need to pay the courier fee in 20 yuan.

Tips:

The new card number reissued by China Merchants Bank after reporting the loss is different from the original card. If the automatic repayment function is set in advance, you need to change the associated card number after getting a new card.

Second, China Merchants Bank credit card replacement card

When your credit card can't be used due to damage, breakage, illegible or altered handwriting, demagnetization of magnetic stripe, etc., please call the customer service hotline of China Merchants Bank, and select the "9" transfer service specialist to replenish your card after completing the identity verification in the voice system. Handling fee per card 15 yuan.

Tips: After receiving the new card and completing the card opening procedures, please immediately cut and destroy the old card to ensure the rights and interests.