It usually takes 20 working days to apply for the credit card of China Everbright Bank from the submission of materials to the user's obtaining the credit card, and the time may be longer in remote areas. At the same time, the time for applying for a credit card in different ways will be different. Generally, it is faster to get a card through the bank in official website.

Applying for a credit card through the bank official website can give full play to the rights and interests contained in the credit card and the basic knowledge of the credit card, such as the annual fee of the credit card, the cash withdrawal ratio and the validity period of the points. Here, we are particularly concerned about whether the annual fee of credit cards can be reduced or exempted.

The more materials the user submits when applying for a credit card, the higher the amount the bank will give when issuing the card. However, these are all on the premise that the applicant has good credit information. If the personal credit is not good, banks will generally refuse to issue cards, which is what everyone needs to pay attention to.

After the credit card is issued, the user needs to activate it before using it. The activation method is generally detailed in the mailed envelope. Users can choose the appropriate method to activate the credit card. After the credit card is activated, users need to know its basic information, such as billing date, repayment date and so on.

How long does it take for the credit card audit of China Everbright Bank?

Everbright credit card review generally takes about 7 working days.

The review steps for applying for Everbright Credit Card are as follows:

First instance:

After receiving the application materials, China Everbright Bank will generally conduct a preliminary examination. If the application materials are incomplete, the applicant will generally be reminded to fill in the materials. Then wait for a certain number of applicants and send them to the head office for the second round of audit. This link is usually completed in 3 working days.

Second, the review and verification:

After the credit card application materials of China Everbright Bank arrive at the head office, the auditor of the head office will conduct telephone verification. If the verified information is different, it may be rejected. This link generally does not exceed 4 working days.

1. China everbright bank credit card center was founded in July 2003 and formally established at the end of 2003. Directly under the head office of China Everbright Bank, it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks.

2. Sunshine Credit Card provides a variety of repayment methods for you to choose from: outlet counter, automatic teller machine (ATM), self-service deposit machine (CRS), multimedia self-service inquiry machine, automatic transfer of Sunshine Card, inter-bank transfer/remittance, online bank repayment and telephone purchase of foreign exchange to make your credit card more worry-free.

3. All China citizens, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, legally stable income and good reputation can apply for personal credit card MasterCard with their valid certificates. Note: the application card needs to be accompanied by work certificate, and other conditions are needed, including social security, good enterprises such as institutions, vehicles, houses, etc. , the specific phone number can be contacted.

4. The primary cardholder and the secondary cardholder share the same credit line; The cardholder of the primary card can set the usage limit of the secondary card within the credit limit; All transaction funds, corresponding interest and expenses of the secondary card are credited to the account of the primary card, and the cardholder of the primary card is fully responsible for the debts incurred under the primary card and the secondary card.

5. Enterprises, administrative institutions, social organizations and other economic organizations authorized by legal persons who open basic account in domestic financial institutions may apply for unit cards from card issuers with the information such as the account opening permit issued by the People's Bank of China.

How long does it take for credit card approval of China Everbright Bank?

The credit card approval of China Everbright Bank generally takes about 15 working days. Of course, this is also related to many aspects. Therefore, if users apply for the credit card of China Everbright Bank, they need to wait patiently. After the approval is completed, the user will be notified naturally.

When users apply, they need to submit information to the bank first. After receiving the information, banks generally do not immediately submit it to the credit card center. Usually submitted once in a while. Therefore, the audit time of the credit card center was delayed to some extent. If the credit card center receives too much audit data, it will also affect the audit speed of the credit card center. Therefore, the time for this approval is affected by many factors.

However, in the actual application process, online application is often faster than the bank counter, because the information submitted by users online will go directly to the credit card center system, which saves the process of banks submitting to the credit card center. After the credit card center has passed the examination, it will enter the card-making stage, and after the card-making is completed, it will be mailed to the user. After receiving the card, the user can activate it.

Note: 1. When users apply for credit cards, it is best to do so on weekdays. This will help us to speed up the approval of credit cards. 2. The application materials submitted must be comprehensive, which is not only conducive to our card issuance, but also conducive to improving our card issuance quota.

This is the end of the introduction about how long it will take for China Everbright Bank's credit card application to be approved by Takuwa Everbright Bank. Did you find the information you needed?