must be the same. To use this function for the first time, you need to log on to the online website of UnionPay and bind the debit card and credit card in "My Bank Card" respectively. The same credit card repays monthly through this channel, convenience outlets and other UnionPay service channels. The total number of transactions per month is limited to three, and the minimum repayment amount for a single credit card is RMB 1 yuan, and the maximum transaction amount for a single day is RMB 5,. In addition, for the repayment on behalf of others, the maximum monthly repayment of a single credit card is 5, yuan, which shall not exceed 5 times. The maximum daily cumulative repayment amount of each debit card is 5, yuan, and the maximum monthly cumulative repayment amount is 1, yuan.

repayment method of China Merchants Bank:

1. Credit card and mobile phone repayment of China Merchants Bank:

1. Web page repayment of mobile phone banking (no need to download software);

You can access mobile banking (web version) by accessing m.cmbchina.com on the Internet. You don't need to download software, you can check accounts and repay at any time.

support debit card transfer and repayment of multiple banks, and restore the line in real time;

repayment way: log in to the credit card mobile banking (web version) and click "main menu" → "repayment management "→" quick repayment ".

2. "Pocket Life" mobile phone repayment;

With the "Pocket Life" client of China Merchants Bank, you can check your bills and make quick repayment anytime and anywhere. Now, debit cards of many banks are supported for transfer and repayment. Free of charge during the promotion period! Apple and Andriod phones have been supported, and the iPad version and Windows version will be launched soon.

download way: you can visit the APP Store/ electronic market with your mobile phone to download the "Pocket Life" software of China Merchants Bank.

repayment method: after logging into "Pocket Life", please enter "Bill Repayment" → "Quick Repayment" for Apple mobile phone; For Android phones, please go to Card Service → Bill Repayment → Quick Repayment.

3. repayment by mobile banking client;

Log in to the "Mobile Banking" client of China Merchants Bank with a smart phone, and you can check the bill and make quick repayment anytime and anywhere without signing a contract.

download way: visit m.cmbchina.com by mobile phone to download the "Mobile Banking" software of China Merchants Bank.

repayment method: after logging into the credit card interface of mobile banking, click "repayment management" → "quick repayment".

4. Mobile phone repayment of USD bills;

"Pocket Life" and China Merchants Bank Mobile Banking only support US dollar cash transfer repayment. If the RMB purchase repayment function has been activated, the RMB money transferred to the credit card will be used to purchase foreign exchange to repay the US dollar bill first.

2. Credit card online banking repayment of China Merchants Bank:

1. Online banking public version repayment of China Merchants Bank;

you don't need to apply separately, you can log in to the popular version of credit card online banking to check the bill conveniently, and use the debit card of China Merchants Bank to repay the credit card.

immediate repayment: log in to credit card online banking, click "account management" → "account inquiry", click "quick repayment" button, and follow the prompts.

2. Repayment by China Merchants Bank Online Banking Professional Edition;

way 1: log in to the professional credit card interface: (debit card transfer and repayment by our bank/other banks are supported)

after logging in, please click "account management →" account inquiry, click the "quick repayment" button and follow the prompts.

way 2: log in to the professional version of the "one-card" interface: (one-card transfer and repayment are supported)

after logging in, please go to "transfer and remittance" → "transfer in the same city" and follow the prompts.

3. repayment of China merchants bank's credit card ATM/ ATM:

1. repayment of the bank's ATM/ ATM;

All ATMs of China Merchants Bank (including all-in-one deposit and withdrawal machines) have a "credit card repayment" area. When the card is not inserted, click "Credit Card Repayment" on the screen to enter this function. Even if you don't have your credit card with you, you can use this method to repay with your card number. (Only RMB repayment is supported) The ATM "Credit Card Repayment" area supports cash or debit card transfer repayment of any bank.

2. other bank's ATM machine transfers money for repayment;

you can use other banks' ATMs with inter-bank transfer function to transfer credit cards to our bank for repayment. Please consult the debit card issuing bank or local UnionPay for the transfer limit and handling fee. (Only RMB repayment is supported)

IV. Automatic credit card repayment of China Merchants Bank:

After setting the automatic repayment function, our bank will deduct the amount due from the credit card bill from the one-card current account of China Merchants Bank designated by you between 17: and 24: on the due repayment date every month.

1. Settings and changes;

the automatic repayment function can select full repayment or minimum repayment. You can choose automatic repayment in RMB account and automatic repayment in USD account. Setting or changing the automatic repayment function will take effect the next day.

setting way: log in to credit card online banking and click "repayment management" → "automatic repayment setting".

you can also set it by phone, dial the credit card service hotline, verify your identity, press 3 to enter "card opening and password, bill delivery method, automatic repayment setting", and then press 5 to enter "automatic repayment setting".

2. Automatic repayment of USD bills;

if you want to use the one-card USD current account to automatically repay USD bills, please select USD account when setting up automatic repayment. If you want to use the one-card RMB current account to repay the US dollar bill, please set the "foreign exchange purchase function".

3. I finance automatic repayment;

you can set up an I wealth management account for automatic repayment of RMB. Please log on to the I wealth management website to set up automatic repayment. I wealth management accounts opened by non-China Merchants Bank customers need to complete transfer activation and identity verification before automatic repayment can be realized.

V. Other repayment methods of China Merchants Bank's credit card:

1. Telephone transfer for repayment;

if I have a "one-card" of China merchants bank and have started the self-service transfer function of one-card and credit card, I can dial 95555 and select the "self-service transfer" function as credit card repayment according to the voice prompt. This method supports RMB and USD cash repayment.

function opening: please bring your ID card, "all-in-one card" and credit card to any of our business outlets for self-service transfer.

repayment steps: dial 95555; Press 1 to enter the automatic voice service; Enter the one-card account number and password; Press 1 to enter "Account Management", and then press 3 to enter "Self-service Transfer".

2. repayment by bank outlets;

You can carry your credit card, cash and your ID card to handle cash repayment at the counter of any business outlet of China Merchants Bank; If you have a "one-card" of China Merchants Bank, you can also repay the credit card account by transfer at the counter.

3. Repayment through other third-party channels;

use other banks' bank cards to transfer repayment to your credit card nationwide through special repayment machines laid in public places, and the repayment amount will be restored to the available limit in real time.

4. Third-party online repayment;

The following repayment methods only support RMB, and China Merchants Bank does not charge customers. If there is any charge, please consult the third party in detail.

1) online repayment by UnionPay;

The account names and ID numbers of debit and credit cards used must be the same. To use this function for the first time, you need to log on to the online website of UnionPay and bind the debit card and credit card in "My Bank Card" respectively. The same credit card repays monthly through this channel, convenience outlets and other UnionPay service channels. The total number of transactions per month is limited to three, and the minimum repayment amount for a single credit card is RMB 1 yuan, and the maximum transaction amount for a single day is RMB 5,. In addition, for the repayment on behalf of others, the maximum monthly repayment of a single credit card is 5, yuan, which shall not exceed 5 times. The maximum daily cumulative repayment amount of each debit card is 5, yuan, and the maximum monthly cumulative repayment amount is 1, yuan.

2) AliPay online repayment;

each credit card is limited to 5 repayments per month, with a total monthly repayment limit of 25, yuan. The line will be restored within the day of repayment before 23:3, and within the day after 23:3.

3) quick money online repayment;

the quota will be restored within t+1 working days, and it will be postponed in case of legal holidays. The account name and certificate number of the debit card and the credit card used must be the same, and the debit card must have the online payment function. Each credit card is limited to 5 repayments per month, with a single maximum of 5, yuan and a total monthly repayment limit of 25, yuan.

yuan.

4.) Tenpay online repayment;

restore the available credit card limit within 2 hours. The account name and certificate number of the debit card and the credit card used must be the same, and the debit card must have the online payment function. Tenpay's website now supports repayment of other people's credit cards, and the relevant operating procedures and repayment amount are subject to the announcement of Tenpay's website.

VI. Repayment of credit card foreign currency transactions of China Merchants Bank:

1. Foreign currency consumption is recorded in RMB (no USD bill is issued);

after the function of "foreign currency consumption in RMB" is enabled, any foreign currency transaction will be automatically converted into RMB (the conversion exchange rate is the exchange rate on the entry date of the transaction), and it is only necessary to return the RMB according to the RMB bill.

setting way: log in to credit card online banking, and click "repayment management" → "RMB automatic foreign exchange purchase" to open it.

2. Repaying the bill in US dollars with RMB (repayment by purchasing foreign exchange from the bill in US dollars);

when the foreign currency consumption has generated a USD bill, you can choose to enable the function of "purchasing foreign exchange for repayment with USD bill". After the opening, RMB repayment will automatically convert foreign exchange purchases into US dollars, and give priority to the cardholder's US dollar bill (the exchange rate is converted to the exchange rate on the cardholder's payment day). After the US dollar bill is paid off, the repayment will continue to repay the cardholder's RMB bill.

setting way: log in to credit card online banking, and click "repayment management" → "purchase foreign exchange for repayment". You can also check the "automatic purchase of foreign exchange" function on the application form when you apply for a card.

3. Pay bills in dollars;

Debit card USD transfer repayment: The available repayment methods include online bank repayment, mobile phone repayment and telephone repayment. Click to see the details.

USD cash repayment at business outlets: USD cash repayment can be made at all business outlets of China Merchants Bank (except Hong Kong). As long as the credit card number is provided, anyone can repay the cardholder's credit card. (Repayment must show ID card)