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Want to change the credit card statement date? These matters must be clear
After using a credit card for overdraft consumption, repayment must be made on the monthly repayment date. However, if funds are tight and you do not want to apply for installments, or if it is the minimum repayment, you can extend the repayment period by modifying the bill date. However, you can’t just change the credit card statement date if you want. You must pay attention to some things.

First of all, check whether the issuing bank supports modifying the statement date. Most bank credit cards can modify the statement date, but Agricultural Bank of China cannot. Only business cards, iQiyi cards, QQ cards, and Guangdong Yuetong ETC Only special card types such as credit card and Xiami Music co-branded credit card can modify the billing date. We will not mention it here.

Secondly, make modifications within the specified date. 1. Bank of China: You can choose any date between the 1st and the 28th; 2. China Construction Bank: The available billing dates are 2, 4, 7, 9, 10, 12, 15, 17, 19, 21, 27; 3. Bank of Communications: The available billing days are 2, 4, 6, 19, 21, and 27; 4. China Merchants Bank: available The billing dates available are 2, 3, 5, 10, 12, 14, 22, and 25. 5. Shanghai Pudong Development Bank: The billing dates available are 1, 3, 8, 14, 17, 19, 20, 22, 23, and 25. , 26 6. Hua Xia Bank: The available billing dates are 3, 6, 8, 11, 13, 15, 18, 21, 23, 25, 28 7. Ping An Bank: The available billing dates are 3 and 5 , 7, 10, 13, 15, 17, 20, 22, 25. Since there are too many banks, only a few mainstream banks have listed the billing dates that can be selected. For other banks, you can call the service hotline of the card issuer to consult customer service.

Finally, understand the matters regarding modification of statement date: 1) Credit card debt must be paid off before modification can be made; 2) There is a limit to the number of modifications to credit card statement date, usually once every six months and twice a year, depending on the card issuing bank It depends; 3) There are many ways to modify the credit card statement date. The simplest way is to directly call the service hotline of the card issuer and consult customer service; 4) After the credit card statement date is modified, it will generally take effect from the next month.