In CITIC Bank credit cards, proactive calls to suspend interest payments are reliable but unnecessary.

You must know that banks also need to operate to make profits.

For example, if you use a credit card, if you repay on time, the bank will basically not make any money from you, but you will make money in installments. Handling fees and interest,

In this way, the bank will have profits, so the bank will often take the initiative to call you to apply for installment.

If you are overdue or frequently overdue, it is better to discuss with the bank and determine an installment plan that is beneficial to both parties.