1. When filling out the application form, there are several small details that affect the credit line, such as whether there is a fixed telephone number in this city, whether this number is registered in your own name or family name, whether you are married, whether the mobile phone number has a monthly rent, and whether it is a local account. If the above answers are in the affirmative, the bank will greatly increase the credit evaluation, but each condition is not absolute, but it is relatively easy to pass the qualification examination and raise the initial application for consumption limit. Consumer credit and repayment credit are still the most important things for banks.

Don't forget to swipe your card anytime and anywhere. During the period of using the card, you should swipe your card more. Try to choose a shop that swipes your card. The more frequently you use it, there will be a relatively stable consumption quota every month, just changing the original habit of cash consumption to credit card. This shows loyalty to the bank. The bank's information system will count the frequency and amount of credit card swiping, and the credit limit will be automatically raised after about half a year.

3. Repay on time and maintain good credit. If you owe money, you can borrow it if you change it Banks also strictly follow this old truth. If you don't change money on time, you will definitely lose credit. You'd better pay it back in full, not just the minimum payment. Interest in cycling will make you unbearable.

4. Take the initiative to apply for increasing the credit limit. After the normal use of the credit card for half a year, you can actively submit a written application or adjust the credit line through service electricity, which requires bank approval. Under normal circumstances, after reviewing the consumption records and credit records, the credit limit will be increased to some extent.