What credit cards can be used in Australia

Credit cards that can be used in Australia: UnionPay credit card, JCB credit card, VISA credit card, MasterCard credit card, Express card, Diners Club card, etc. Chinese consumers can use UnionPay credit cards to make purchases and withdraw cash in Australia.

Ninety percent of ATMs and 80% of POS in Australia accept UnionPay credit cards. Cardholders can use UnionPay credit cards to make purchases at Melbourne EMPORIUM Shopping Centre, Melbourne Chadstone Shopping Centre, Myer Department Store and David Jones Department Store and enjoy discounts.

Merchants in Australia where UnionPay credit cards can be used for purchases: Louis Vuitton, Prada, Bvlgari, Hermes, Chanel, DFS, David Jones Department Store, Birkenhead Point Discount Shopping Center, Melbourne Chadstone Shopping Center, etc.

If cardholders do not want to use UnionPay credit cards, they can use other credit cards to make purchases in Australia. UnionPay credit cards, JCB credit cards, VISA credit cards, MasterCard credit cards, American Express cards, and Diners Club cards are all accepted around the world.

However, due to factors such as habits, some merchants may not support UnionPay credit cards, JCB credit cards, Diners Club credit cards and other credit cards. The most common credit card in the world is VISA credit card. Cardholders can apply for corresponding credit cards according to their preferences and enjoy a fast shopping experience.

ICBC VISA credit card swiping in Australia

In the bills paid by cardholders for overseas card consumption, the card swiping fee is generally between 3 and 4, among which international card organizations such as visa or MasterCard charge The card issuing bank charges an international transaction fee, ranging from 1 to 1.5 per transaction. Although it is charged to the bank, this fee is actually borne by the cardholder; in addition, each bank charges a handling fee or exchange fee, ranging from 1 to 2 between.

The handling fee for overseas credit card swiping of most banks is 1.5. For example, China Construction Bank, Bank of China, China Merchants Bank, Industrial Bank, Guangfa, etc. all charge 1.5, Everbright 1.7, while Shenzhen Development Bank and Bank of Communications both charge 1.75, and Shanghai Pudong Development Bank 2 standard.

If it is a UnionPay single-currency credit card, or a dual-currency credit card with UnionPay and VISA (or MasterCard) dual logos, there will be no handling fees when swiping the card overseas to use UnionPay.

If I use Bank of China VISA credit card to make purchases in Australia, is there any handling fee for direct repayment in RMB?

Bank of China credit card service fee price list:

Overseas consumption: There is no handling fee for UnionPay cards. For non-UnionPay cards, international currency exchange procedures will be charged for purchases in currencies other than US dollars or Japanese yen. Fees, VISA and MasterCard charge 1.5% of the transaction amount, and JCB charges 1% of the transaction amount.

Some Bank of China credit cards, such as Global Pass cards, are temporarily exempt from international currency exchange fees. It is recommended that you call the customer service hotline for consultation.

The above content is for your reference, please refer to actual business regulations.

How to use Bank of China visa credit card in Australia

You can directly swipe the card for consumption.

Overseas consumption: There is no handling fee for UnionPay cards. Non-UnionPay cards will charge international currency exchange handling fees when spending currencies other than US dollars or Japanese yen. VISA and MasterCard charge 1.5 of the transaction amount, and JCB charges the transaction amount. 1.

So when you spend money in Australian dollars in Australia, first it will be converted into US dollars based on the exchange rate on the day you swipe your card. You said that you have pre-deposited RMB in the card, then Bank of China will repay you on the day of your repayment by converting RMB to US dollars at the exchange rate of that day. Of course, if you have U.S. dollars in your bound automatic repayment account, the U.S. dollars in your bound repayment account will be repaid first.

This concludes the introduction to Australian credit cards and Australian study credit cards. Have you found the information you need?