1. First of all, you should know the calculation method of credit card points: cardholders can accumulate 1 mileage points when they spend RMB 1 yuan, and 7 mileage points when they spend USD 1 yuan. Within the scope permitted by law, Ping An Bank reserves the right to adjust the conversion ratio of points.

2. Ping An Credit Card does not have points for all purchases, but generally has points for shopping malls, department stores, restaurants, hotel accommodation and travel credit cards. Consumption that does not count as points includes: online shopping, buying a house, buying a car, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, finance and other businesses that credit card websites explicitly do not accumulate points.

Knowing the above two rules, you will know where the points come from, so that you can earn points with credit cards when traveling, having fun and shopping, such as banquets and going abroad.

Banks often cooperate with some designated merchants, where they can get multiple points by swiping their cards. The list of merchants designated by the bank can be found in the bank credit card official website.

5. In official website Bank, there are points discount activities all year round. For example, send points to change cards and send points in installments. You can always pay attention to the preferential activities in official website and double your points.

If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.