If I pay off my Shanghai Pudong Development Bank credit card in advance, will my interest be deducted from my bill later?

Of course interest is charged.

It’s just that the interest on a credit card is not called interest but is called a handling fee. So strictly speaking it has no interest. Therefore, if you want to repay the loan early, you must charge a handling fee. As for the interest you mentioned, he can say there is no interest at all.

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