The face-to-face signing of China Merchants Bank is more convenient. After applying for a credit card online, the local salesman will contact the applicant, which saves the process of running a bank and is more convenient.
Except for China Construction Bank, China Everbright Bank and Citibank, almost all banks apply for activating credit cards online, and cardholders need to bring their ID cards to the issuing bank outlets after obtaining credit cards. Among them, besides the credit card, valid ID card and photocopy, Guangfa Bank also needs to bring the card confirmation letter mailed with the card to the outlet to complete the activation.
If the applicant has the issuer's credit card when applying online, or applies for a credit card through offline channels (fill in the application form at the bank outlets and the marketing department under the issuer's credit card center, and submit the application materials), it will be much easier and more convenient to activate after getting the card: you can activate it at the issuer's outlets, or you can activate the credit card through customer service phone, online banking and official WeChat account.
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Pay attention to when interviewing:
Banks applying for credit cards need to bring the required documents, usually their own ID cards. If the bank still requires you to issue work certificates and other materials, just prepare them in time; If you sign a contract with a bank in a different place, you'd better prepare these materials in advance to avoid running around twice in the future.
Most importantly, be sure to bring your valid identification. It is suggested that cardholders wear formal clothes for a reason, which will leave a good impression on bank auditors and improve the success rate of face-to-face signing. Don't wear slippers, shorts, vests, etc. Because it is very likely that the bank will refuse to apply for a card.
He Xun. Online application for credit card activation requires an inevitable face-to-face interview at the counter.
Pay attention to the details of bank credit card interview in Phoenix.com-14! Otherwise, the card will be rejected for the second time.