Points will not be credited to your account immediately after spending with CITIC Credit Card. They will usually be credited to your account the next day. For online purchases, you will need to issue a bill next month.

The validity period of CITIC Bank credit card points

The validity period of CITIC Bank credit card points is the period of value-added functions provided by CITIC Bank to encourage cardholders to use credit cards for consumption. CITIC Bank credit card holders can use their credit cards to By swiping your card for consumption, when the accumulated points reach a certain amount, you can redeem them for attractive gifts, airline miles and other prizes, and enjoy the value-added services brought by your credit card.

CITIC Bank Credit Card Points Validity Period

CITIC Bank Credit Card Points are valid for a maximum of two years and a minimum of one year. The points are valid from the date when the points are recorded to the same day (excluding the same day) as the credit card account opening date in the second year starting from the first day of the December period (excluding that year). CITIC Bank credit card points that are not redeemed after the expiration date will be reset to zero.

For example: If you successfully applied for a CITIC credit card on April 15, 2007, the points generated by your consumption from April 15, 2007 to April 14, 2008 will be credited to April 15, 2009. Expiration date, points generated from consumption from April 15, 2008 to April 14, 2009 will expire on April 15, 2010, and so on, so that your points can be enjoyed for a maximum of 24 months and a minimum of Valid for 12 months. You can check your credit card statement to find out your total available points and points expiration date.