What are the credit card installment loans of CCB? Introduction of four installment loans

CCB has always enjoyed a good reputation. People will choose CCB as one of their choices whether they apply for a credit card or apply for a loan business, and there are many types of credit card installment loans of CCB. So, what are the credit card installment loans of CCB?

1. CCB installment pass

CCB installment pass is mainly used for loans to buy large durable consumer goods, weddings, childcare, settling down, paying taxes, health, etc. It is widely used and covers all aspects of food, clothing, housing and transportation. Have a special credit line up to 15, yuan. The handling fee rate is favorable, and the longest installment is 36.

ii. decoration staging of longka credit card

the decoration staging of longka credit card is mainly used to decorate home and household appliances with a loan amount of up to 1 million, which can be divided into 48 stages at the longest, and it is unsecured and has a preferential rate of zero interest. For more information, click here for details.

3. Longka Car Purchase Staging

Longka Car Purchase Staging is mainly used for customers to purchase private cars. Its exclusive quota can be up to 5, yuan, and the cost is favorable. At the best, it can enjoy zero handling fee, and it is flexible in staging, with a maximum repayment period of 48 months. New card customers can also apply.

iv. CCB fast loan

CCB fast loan is a "fast loan", which is an online self-service loan for individual CCB customers. Customers can complete the loan online through CCB electronic channels, including real-time application, loan approval, contract signing, withdrawal and repayment. It includes fast e-loan, financing e-loan, pledge loan and so on.

among them, the maximum amount of fast e-loan is 3, yuan, and the loan period is up to one year, which can be recycled. The maximum amount of e-finance loan is 5 million yuan, and the loan period is up to 5 years, which can be recycled. The maximum amount of pledge loan is 3 million yuan, and the loan period is up to 1 year, which can be recycled.

the above is the summary of CCB credit card installment loans. CCB credit card installment loans are rich in varieties, which can meet various needs of customers. Friends who want to apply for installment loans in CCB can refer to the above contents and choose according to their own needs.

which bank card can I use to buy a mobile phone by installment?

China Merchants Bank can buy a mobile phone by installment with its credit card.

Shopping mall installment is one of the credit card consumption services of China Merchants Bank. When shopping, cardholders can choose to divide the total price of purchased goods or services into three, six, 12 or 24 installments (months) on average. Pay back the money on time according to the credit card bill every period (month).

When the cardholder chooses to go to the staged merchant store specially appointed by China Merchants Bank and completes the staged payment through the designated POS machine, the "staged payment in shopping malls" is completed.

Extended information:

1. After handling the market installment payment business, the available credit line

The installment payment in China Merchants Bank's credit card market occupies your credit line and the total installment amount, so you need to deduct the total installment amount from your usage limit. Pay back monthly, and your credit line will gradually recover.

2. Service fee

The installment fee is divided into two types: installment fee and installment fee (month):

1. One-time charge

The fee will be charged together with the amount due in the first installment.

2. Average value of each period (month)

The fee will be divided into equal periods (months) according to the number of your installments, and will be collected together with the amount due in each installment. If you buy a commodity with a value of 6, RMB and pay in 12 installments, the handling fee will be 24 yuan RMB, and the bill for each installment will be displayed as "Pudong Store 1-125 Pudong Store 1-122".

I'd like to ask which credit card installment loan products are available.

All banks have launched credit card cash installment loan products for credit card users, and the loan amount of the products is independent of the credit card amount. The following are the products:

1. Universal fund of Shanghai Pudong Development Bank: the monthly handling fee is about .71%, and the initial application needs to be invited by the bank.

2. CITIC Bank's dream-saving fund: This needs to be set by itself. For example, if the amount is set at 3, yuan, then the consumption exceeding 3, yuan will be automatically phased.

3. Ping An Bank's consumer reserve fund: Similar to dream-fulfillment fund, the amount is directly reflected in the credit card, and the installment amount and the installment number need to be set.

4. Bank of Communications enjoys the loan: if the consumption reaches 1,5 yuan, it will be automatically phased, and the installment fee rate is between .25% and .93%.