How about the Everbright Credit Card?

The Everbright Credit Card is pretty good.

1. If you swipe your Everbright Bank credit card 3 times, the annual fee for that year will be waived.

2. Generally, the minimum installment limit of banks is around 500, but there is no limit for the installment limit of Everbright Bank credit card.

3. You will receive free text message reminders every time you use Everbright Credit Card to make purchases.

4. Each time the repayment is successful, you will be notified by text message, and the online repayment can be credited immediately.

5. There will be free text message reminders for each consumption bill.

6. China Everbright Bank’s service fees are relatively low compared with major banks.

7. China Everbright Bank’s credit cards support electronic statements, which effectively prevents paper statements from being lost during delivery.

8. There is a points system for online shopping using Everbright Bank's credit card, and online payment supports mobile phone dynamic passwords, making online shopping safer.

The Everbright Bank credit card is generally good. In the first year of applying for a credit card at Everbright, there will be no annual fee. Starting from the second year, the annual fee can be waived as long as the card is swiped more than three times. Other banks generally require cardholders to make purchases more than six times. Everbright Credit Card can be automatically divided into 12 installments after paying a certain amount of handling fees. In addition, the Everbright Bank website can also realize the function of transfer and repayment, which is very fast and convenient.

Is the credit card of China Everbright Bank easy to use

Relatively speaking, credit cards of commercial banks are easier to use than the credit cards of the four major domestic state-owned banks. Each bank's credit card has its own characteristics and card application procedures. Credit cards from China Merchants Bank, Bank of Communications, CITIC Bank, China Guangfa Bank and other banks are easier to apply for than the four major banks.

According to Article 7 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": A credit card refers to a credit card that records cardholder account information, has bank credit lines and overdraft functions, and provides cardholders with relevant banking services. All types of media.

1. China Merchants Bank Credit Card

The best credit card to apply for from China Merchants Bank is the YOUNG card, a credit card product tailor-made for young people. White-collar workers who have just graduated can apply, and college students over 18 years old with a formal internship contract can also apply.

Everyone who has used CMB’s credit card knows that CMB’s service is very good, the best among all banks. Although CMB cannot apply for a card with a card, the efficiency of card placement and limit increase is still the same. Quite high. Moreover, China Merchants Bank supports the WeChat limit increase test. Once the test is passed, the limit can be increased quickly. It is simple, fast, and so powerful.

2. Bank of Communications Credit Card

What is often recommended is the Y-power card of Bank of Communications, which has up to 100% of the cash withdrawal limit. There is no annual fee in the first year of application, and it can be waived by swiping the card 6 times. The annual fee for the following year is very impressive.

The usual activities are also super awesome, such as the must-have activities every year: Reddest Friday, Super Reddest Friday, and Weekly Brushes. In addition, Bank of Communications supports card application. Although the risk control is relatively strict, the difficulty of applying for a card is not as difficult as everyone said.

3. Ping An Bank Credit Card

Ping An Bank has also expanded rapidly recently and supports insurance policies. The preferential activities of Ping An Bank's credit cards are not outstanding compared to those of China Merchants Bank and Shanghai Pudong Development Bank. However, Ping An Bank’s car owner card is very useful for car owners because it offers many discounts on gas.

4. CITIC Bank Credit Card

It is recommended to apply online, which is very efficient. Generally, you will receive an acceptance message from the bank within 24 hours. Verification of information is very simple, as long as a copy of the ID card is provided. But as for raising the quota, it’s very difficult.

CITIC's credit cards have some pretty impressive activities from time to time. In recent years, the "9 Points Redemption" activity has obviously gained a good reputation, but it has been criticized by everyone because of the adjustment of its strategy. However, I still recommend its i Platinum Card and JD Baitiao Card.

5. Guangfa Bank Credit Card

Guangfa is known as the Iron Rooster, mainly because it is difficult to increase the limit, but there are still many discounts. The best credit card to apply for from China Guangfa Bank is undoubtedly the Guangfa True Love Credit Card. As long as you are a female customer and can provide proof of stable income and personal information, there is no obstacle to applying for this card.

6. Everbright Bank Credit Card

It is relatively easy to apply for the card, and the credit limit is high. You can apply for a credit limit adjustment in half a year, and the limit is usually doubled at a time.

The best thing is that there are many points activities, multiple points are often given out, and online transactions also count as points.

In fact, nowadays, as long as your credit qualifications are good enough, you can apply for a credit card at any bank, pay back in time, and use the card rationally, and your credit limit will increase slowly.

How about Everbright Credit Card?

The credit card of Everbright Bank is still very easy to use.

The benefits of Everbright Credit Card itself are quite cost-effective. China Everbright Bank's credit card business is an industry leader among domestic banks. Everbright's credit cards are not only efficient in card application and issuance, but their benefits are also first-rate. China Everbright Bank's standard credit card is divided into two types: regular card and gold card. The issuance limit of the regular card is generally around 5,000, while the initial limit of the gold card can reach between 13,000-15,000. Regular card limit: 3000-10000; Gold card limit: 10000-50000; Platinum card limit: 50000-300000.

No annual fee will be charged for the China Everbright Bank Credit Card in the first year of applying for the credit card. Starting from the second year, as long as you swipe the card three or more times, the annual fee will be waived. Other banks require cardholders to make more than six purchases. Everbright Bank has always been loved by many consumers, and it has launched many preferential activities, including various point redemptions and cash rebates.

Benefits of Everbright Credit Card:

1. Password consumption is safe and reliable;

2. Repay customers with endless excitement;

3. One card with dual currencies, universally accepted;

4. RMB settlement by card swiping overseas;

5. Foreign currency consumption overseas, repayment in RMB domestically;

6. Domestic payment Easily withdraw cash overseas;

7. Multiple repayment methods;

8. Spend first, repay later;

9. Interest-free repayment period ;

10. No guarantor and no deposit required;

11. Temporary credit limit increase;

12. Zero risk of loss reporting.

The disadvantage of Everbright Credit Card is that it is difficult to increase the limit. The general limit of Everbright Credit Card is around 10,000, but the upper limit of 50,000 is more difficult. Although China Everbright Bank has the shortest limit adjustment period among all banks, it has adjusted it very low.

The Everbright Bank Credit Card Center was founded in July 2003 and was officially established at the end of 2003. It is directly affiliated to the China Everbright Bank Head Office and serves as a national joint-stock commercial bank within the framework of state-owned holdings and international financial organizations’ participation. The credit card center for consumers.

Sunshine Credit Card provides a variety of repayment methods for you to choose from: branch counters, automated teller machines (ATM), self-service deposit machines (CRS), multimedia self-service inquiry machines, sunshine card automatic transfers, inter-bank transfers/remittances, Online banking repayment and telephone foreign exchange purchase and repayment make your credit card transactions more worry-free.

Is Everbright Bank Credit Card good? Advantages and disadvantages coexist!

Banks are working hard to promote credit cards, making credit cards more and more popular. In addition to the four major banks we are familiar with, there are many credit cards issued by China Everbright Bank, and there are many good cards that everyone talks about. Many friends ask whether China Everbright Bank's credit card is good. I can only say that it has both advantages and disadvantages. Let's take a look at it together.

Advantages of Everbright Bank Credit Card

1. The security of credit card use is a very important part. You can choose to pay with a password signature for Everbright Bank credit card consumption, which has high security.

2. Everbright Bank’s credit cards provide free SMS notifications, which facilitates cardholders to accurately grasp card status and also helps avoid card theft.

3. Everbright Bank credit card installment is convenient, especially the Everbright mini card, which can be installed without restrictions on merchants, amounts, and locations. The key point is that there is no installation fee.

4. For Everbright Credit Card Platinum Cards and below, the annual fee can generally be waived by the number of card swipes. You only need to swipe the card 3 times with no limit to the amount to be exempted from the annual fee for the next year.

Disadvantages of China Everbright Bank Credit Card

1. China Everbright Bank has relatively few branches, and it is not so convenient to handle business in remote places.

2. The gifts in the Points Redemption Center of China Everbright Bank Credit Card are updated slowly and are relatively unattractive.

3. The popularity of Everbright Bank credit cards is not that wide, so the discounts offered by consumer merchants will be relatively small.

4. Everbright Bank does not care about multiple banks. For those who hold more cards, generally referring to more than 6 bank credit cards, it is generally difficult to apply for the card.

The above is an introduction to the advantages and disadvantages of China Everbright Bank Credit Card. Overall, China Everbright Bank Credit Card is still worth applying for. Different cards have different rights and advantages. You should choose the one you need and suitable. Just fine.

How about Everbright Credit Card?

The advantages and disadvantages of Everbright Credit Card coexist, so everyone needs to look at the problem comprehensively. Its advantage is that the points are of high value and can be redeemed for many high-value products; there are many activities and some promotions are often updated. The shortcomings are also relatively obvious, such as the small popularity of credit cards and the small number of merchants supporting Everbright credit card activities.

But in general, if a user happens to need a series of benefits provided by China Everbright Bank, then the Everbright Credit Card is very good for the user.

For more information about China Everbright Credit Card, go to: View more content

Introduction to the advantages and disadvantages of Everbright Bank Credit Card

China Everbright Bank is one of the largest banks in my country Therefore, Everbright Bank credit card is also the choice of many people. So, what are the advantages and disadvantages of China Everbright Bank Credit Card? This article brings you an introduction to the advantages and disadvantages of China Everbright Bank Credit Card.

The advantages of China Everbright Bank Credit Card are as follows:

1. As long as you swipe the credit card three times, the annual fee for the next year will be waived;

2 , Everbright Bank credit cards can be used at ATM machines of other banks;

3. Everbright Bank credit cards have many discounts.

The disadvantages of Everbright Bank’s credit card are as follows:

1. The popularity of Everbright Bank’s credit card is not high enough, so there are not that many preferential merchants;

2. For those who value appearance, Everbright Bank credit cards are not pretty enough.

The above is the entire introduction to the advantages and disadvantages of Everbright Bank credit cards. I hope it will be helpful to you!

This is the end of the introduction about Is Everbright Credit Card Useful and Is Everbright Credit Card Good? I wonder if you have found the information you need?