How much is the installment fee for Ping An Bank’s credit card bill? How to collect?
Credit cards allow people to consume first and pay later through the overdraft function. However, some people sometimes use it without restraint and may not be able to pay off the loan at once. Therefore, bill installment is the credit card payment option chosen by many people. Payment method, but it requires a handling fee, and the handling fees charged by different banks may be different. So, how much is the installment fee for Ping An Bank’s credit card bill? How to collect?
The handling fee required for the installment of Ping An Bank's credit card bill is related to the number of installments. The corresponding handling rates will be different depending on the number of installments.
The number of installments of Ping An Bank’s credit card bill installments
Ping An Bank’s credit card bill installments can be divided into five types: 6, 9, 12, 18 and 24 installments.
The handling rate of Ping An Bank’s credit card bill installments
The handling rate of Ping An Bank’s credit card bill installments in 6 installments is around , and the handling rate in 9 installments is around The handling rate for 12 installments is around , the handling rate for 18 installments is around , and the handling rate for 24 installments is around .
Instalment handling fee for Ping An Bank's credit card bill
Instalment handling fee for Ping An Bank's credit card bill = total installment amount × corresponding handling rate for each installment. The handling fee for Ping An Bank's credit card bill installment is charged monthly for each installment, so in addition to the current installment amount, you also need to pay the current handling fee for each installment. Therefore, the amount to be repaid in each installment = the total amount of installments ÷ the number of installments, the total amount of installments × the handling rate of each installment.
The above is the answer to "How much is the installment fee for Ping An Bank's credit card bill?" The handling fee for Ping An Bank's credit card bill installment is determined by the number of installments and the amount of the installment. Different installment numbers have different corresponding handling rates.
How much is the automatic installment fee for Ping An Bank’s credit card? How to charge?
The installment business is now very popular among people, mainly because it can relieve people's pressure to a certain extent, but the installment business generally requires a handling fee. Different installment businesses may have different regulations on handling fees. So, how much is the automatic installment handling fee for Ping An Bank's credit card? How to charge? Let me answer it for you today.
How much is the automatic installment fee for Ping An Bank’s credit card?
Ping An Bank credit card automatic installment can be divided into 6, 9, 12, 18 and 24 installments. Different installments have different handling rates.
The handling rate for the 6th period is between to, the handling rate for the 9th period is between, the handling rate for the 12th period is between, and the handling rate for the 18th period is Between to, the handling rate for 24 periods is between to.
How to charge the automatic installment fee for Ping An Bank’s credit card?
The handling fee for the automatic installment of Ping An Bank's credit card is charged in installments on a monthly basis. The automatic installment handling fee for each installment = the total installment amount × the corresponding installment handling rate. Therefore, the amount to be repaid in each installment = the total amount of installments ÷ the number of installments, the total amount of installments × the handling rate of each installment. If there is any remainder after the total installment amount is divided, the remainder will be directly included in the first installment.
For example, if you spend 10,000 yuan and divide it into 9 installments, then the handling fee you need to pay for each installment is roughly around 66 yuan to 87 yuan. The handling fee required for the 9-term total deposit is approximately 594 yuan to 783 yuan.
The above is the answer to "How much is the automatic installment fee for Ping An Bank's credit card? How to collect it?" The handling fee for the automatic installment business of Ping An Bank's credit card is charged in installments on a monthly basis, and its handling fee will vary depending on the number of installments.
How is Ping An Bank’s credit card premium installment fee charged? What is the handling fee?
Everyone must be familiar with installment plans. Most people will go for installment business in order to reduce their burden. However, installment business generally requires a certain handling fee. Of course, different installment businesses naturally charge different handling fees.
So, how is Ping An Bank’s credit card premium installment fee charged? What is the handling fee? Let me answer it for you today.
What is the premium installment fee for Ping An Bank’s credit card?
The number of installments for Ping An Bank’s credit card premium installments is different, and the handling rates to be paid are also different. Ping An Bank credit card premium installments can be divided into two types: 6 installments and 12 installments. The handling fee for 6 installments is 5, and the handling rate for 12 installments is 7.
How is Ping An Bank’s credit card premium installment fee charged?
The handling fee for Ping An Bank’s credit card premium installment = the total installment amount × the corresponding handling fee for each installment. The handling fee will be charged directly in the first installment after installment.
For example, if you apply for Ping An Bank credit card premium installment, and the installment amount is 12,000 yuan, and you pay it in 6 installments, then the handling fee you need to pay is 600 yuan, and the 600 yuan will be needed You pay the first installment and the principal repayment in each installment together. In other words, you need to pay 2,600 yuan in the first installment, and only 2,000 yuan in each of the subsequent five installments.
The above is the answer to "How is Ping An Bank's credit card premium installment fee charged? What is the fee?" The handling fee for Ping An Bank's credit card premium installment is quite high, divided into 6 installments of 5 and 12 installments of 7, and the handling fee will be charged at one time in the first installment. Friends who have applied for premium installments need to pay attention.
Don’t be confused about how to calculate the installment interest of Ping An Bank’s credit card.
How to calculate the installment interest of Ping An Bank’s credit card? Credit card interest calculation has always been a headache for many friends. So, how much do you know about Ping An Bank’s credit card installment interest? If you don’t understand it yet, you can come in and have a look with Xiaocai to understand.
How to calculate the installment interest of Ping An Bank credit card? Ping An Bank Credit Card Installment Interest Rate
The rates and interests for Ping An Bank credit card holders who apply for bill installments vary according to the number of installments. Assume that the total amount of your August bill is 10,000 yuan, and the minimum repayment is The amount is 500 yuan. You only need to repay 500 yuan for the August bill, and you can apply for installment payment of the remaining 9,500 yuan. The installment amount will not begin until the September bill;
Take 12 installments as an example. The amount to be repaid in each installment (852.46) = the total amount of installments (9500) / the number of installments (12) (the remainder will be recorded in the amount to be repaid in the first installment) the total amount of installments (9500) and the handling rate of each installment (0.64); details can be found Call Ping An Bank Customer Service Center.
How to calculate the installment interest of Ping An Bank credit card? Ping An Bank Credit Card Installment Fees:
Ping An Bank Credit Card Installment Payment Fee: 0.85 for 3 installments; 0.8 for 6 installments; 0.75 for 12 installments; 0.75 for 18 installments; 0.72 for 24 installments; handling fee = installment amount The handling fee for each payment installment.
Applying for installment payment with Ping An Bank credit card:
1. Application amount: The single spending amount is not allowed to be less than 500 yuan, and the maximum is not allowed to exceed 50,000 yuan.
2. Application time: from the next day after the card is swiped to two working days before the most recent bill date.
3. Application method:
(1), call Ping An Bank user service hotline: 95511-2, and apply for installment payment;
(2), Log in to the Ping An One Account website and click the "Credit Card" channel to apply for installment payment;
(3) Log in to Ping An Bank's credit card online banking and apply for installment payment for a single payment.
That’s it for the introduction to Ping An Bank’s credit card installment fees.