China Industrial and Commercial Bank of China provides its credit card customers with a service called credit card summary installment payment. This business means that the credit card holder of the Bank completes all or part of the consumption transaction of the last credit card bill at one time during the period from the date of the credit card bill to the due repayment date. There is a summary process in the middle, so it is called summary staging as the name implies. In this way, the sporadic consumption of multiple credit cards can be combined and staged, which provides convenience for credit card holders to alleviate their economic situation.

However, the bank has certain restrictions on the minimum payment for summary installment-above 600 yuan, that is, the sum of the consumption amount that the credit card customer wants to summarize installment must be above 600 yuan before this application can be made.