1. Identity certificate: applicant's ID card, age 18~65, good credit information and full capacity for civil conduct;

2. Income certificate or work certificate: (at least one of them must be provided)

Such as: the original official work certificate issued by the work unit, the original work card or business card with comprehensive information, the name of the unit, the name of the applicant and the social security/medical insurance/provident fund certification materials for the last three months.

3. Property certificate: the original or photocopy of the salary record issued by the bank, the income certificate issued by the unit, the income tax withholding certificate, the self-owned real estate license/house purchase contract/bank mortgage repayment schedule, the self-owned car driving license and the deposit certificate of Huaxia Bank.

At present, the patent certificate can not be used as a qualification certificate, and the bank will not recognize it for the time being.

If you need to apply for a credit card, your salary is stable and your income is ok. It is ok to apply for a credit card. Suggest going to a commercial bank. State-owned banks are more strict in auditing and have a lower pass rate.