1, full currency credit card \x0d\ Advantages: \x0d\ (1) UnionPay and MasterCard have dual channels, and there are many credit card channels in China. You can use Alipay \x0d\ (2) You can use RMB to purchase foreign exchange for repayment, or you can directly use foreign currency for repayment, which is flexible \x0d\ (. If automatic purchase of foreign exchange is turned off, you need to purchase foreign exchange manually for repayment. (4) There is no foreign currency exchange fee \x0d\ Disadvantages: there is an annual fee, which is free for gold card swiping five times, 2000 for platinum card, and \x0d\ "wool \" for spending 20W in the annual cycle: there are many discounts for businesses such as air tickets, hotels, shopping, catering and travel training. Universal Airport provides VIP room courtesy \x0d\2. Multi-currency credit card \x0d\ ICBC Multi-currency credit card is a multi-functional credit card product pioneered by China Industrial and Commercial Bank in the world, which can meet the payment needs of RMB, USD, Euro, Hong Kong dollar, British pound, Japanese yen, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar at home and abroad. \x0d\ Features: \x0d\ (1) Multi-currency integration world premiere \x0d\ (2) preferential handling fee for foreign consumption \x0d\ (3) automatic repayment of foreign exchange.