On the issue of credit card overdraft, the general bank will handle the overdraft limit for you according to your income and assets when handling credit cards. At present, banks can generally overdraw up to 50,000 yuan, and Minsheng Bank can overdraw 654.38+10,000 yuan. Now the bank's repayment time for credit cards is limited to 25-56 days. After this time, interest will be charged. Of course, it is best to return it at one time. If it is not a one-time payment, it can be repaid before the maturity, otherwise the interest will be high after the maturity.