What conditions need to be met to apply for a credit card? There are two situations here Although credit cards can be overdrawn for consumption, they must be repaid after consumption. And if the debt is not repaid, not everyone can bear the consequences. If it is serious, A case may still be filed, and criminal liability may be pursued. However, credit card filing also requires evidence, and corresponding conditions must be met. Let’s learn about it together. In most cases, when a credit card case is filed, it is mostly the use of the card that constitutes the crime of credit card fraud. There are generally two situations: 1. Using a forged credit card, a credit card fraudulently obtained with a false identity certificate, a voided credit card, or a fraudulently used credit card. Financial fraud involving other people’s credit cards, with the amount exceeding 5,000 yuan, is also an obvious credit card fraud. As long as one of the following four conditions is met, the case will be filed: 1. Picking up other people’s credit cards and using them; 2. Fraudulent fraud. Other people's credit cards and use them; 3 Stealing, buying, defrauding or obtaining other people's credit card information through other illegal means and using it through the Internet, communication terminals, etc.; 4 Other cases of fraudulently using other people's credit cards. 2. Malicious overdraft of more than 50,000 yuan on a credit card. According to Article 196 of the Criminal Law, if a cardholder overdrafts beyond the prescribed limit or within the prescribed period for the purpose of illegal possession, and fails to return the payment for more than 3 months after two effective collections by the card-issuing bank, it shall be deemed as a malicious overdraft. . As long as the amount owed reaches the sentencing threshold of 50,000 yuan, he will be held accountable. The above are the relevant conditions that need to be met to register a credit card. It should be noted that after a credit card is registered, the cardholder may be held criminally responsible, and in serious cases, he may be arrested and punished. Of course, filing a case by the public security organ is not casual. It must go through formal legal channels. All the necessary procedures are indispensable. "What are the legal procedures for filing a credit card case" has a detailed introduction.