Guangdong Development Bank has applied for credit card installment purchase. If it meets the requirements, it will be approved within 3 days.

shopping in the credit card mall of China guangfa bank (v1.3.6) is very convenient. As long as the customer's credit card limit is sufficient (that is, the overdraft limit is greater than or equal to the price of the goods), they can directly purchase and default to installment, without handling fees and interest. The shopping process is as follows:

Step 1: Choose the goods you like;

step 2: click "buy now" and then check the shopping cart;

step 3: fill in the information such as order, commodity quantity, installment number and delivery address;

step 4: submit the order and confirm the purchase.

operating environment: the mobile banking client of China guangfa bank downloads v6.6., and the browser computer: macbookpro mos14 opens the google version 92..4515.131

credit card installment refers to the process that when the cardholder uses the credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments and pays the handling fee. According to the cardholder's application, the bank will deduct the consumption funds and handling fees by stages through the cardholder's credit card account, and the cardholder will repay them according to the monthly recorded amount.

for credit card consumption, bills, merchants and special installments, the charging methods for applying for full-amount prepayment are as follows:

1. Handling bill installment: After applying for full-amount prepayment, the charged or booked installment fee will not be refunded, and the unpaid installment fee for one installment will be charged.

2. Handling consumer or merchant installment: apply for full prepayment after installment and before the generation of the first installment bill after installment, and the installment fee collected or booked will not be refunded, and the installment fee without bill will be exempted; Apply for full prepayment after the first installment bill is generated, and the installment fee charged or booked will not be refunded, and the installment fee for the first installment bill will be charged.

3. Handling special installment: apply for full repayment in advance after installment and before the first installment bill is generated after installment, and the installment fee collected or accounted for will not be refunded, and the installment fee without bill will be exempted; Apply for full repayment in advance after the first installment bill is generated. The installment fee charged or booked will not be refunded, and the installment fee for the first installment or the amount agreed in the agreement will be charged.

4. for the installment handled by the cardholder through participating in the installment promotion activities of our bank, such as consumption and bills, the charging method for applying for full prepayment shall be subject to the relevant detailed rules of activities.