No, but once the credit card is activated, there will be an annual fee. If the annual fee is not repaid on time in the second year, the repayment may be overdue and a bad credit record may appear.

Credit cards can be cancelled without using them.

Credit card cancellation method:

1. Before canceling the credit card, please confirm that the account has no debt and no balance;

2. When canceling the credit card, call the customer service phone of the credit card to apply for cancellation.

It is completely free to cancel the credit card, and there is no cancellation fee.