Is Huishang Bank a state-owned enterprise or a private enterprise?

Huishang Bank is a regional joint-stock commercial bank. Huishang Bank was registered and established on April 4, 1997. On December 28, 2005, five city commercial banks in Anhui Province, including Wuhu, Ma'anshan, Anqing, Huaibei, and Bengbu, were officially merged, as well as seven banks including Lu'an, Huainan, Tongling, Fuyang Technology, Fuyang Xinying, Fuyang Galaxy, and Fuyang Jinda. City Credit Union. It officially opened to the public on January 1, 2006.

The main business scope of Huishang Bank includes absorbing corporate and retail customer deposits in China, using the deposits absorbed to issue loans, and engaging in capital business, including money market business, investment and trading business, and client transactions. It was listed on the main board of the Hong Kong Stock Exchange on November 12, 2013.

Huishang Bank has four subsidiaries, namely Huiyin Financial Leasing Co., Ltd., Huiyin Financial Management Co., Ltd., Wuwei Huiyin Rural Bank Co., Ltd. and Jinzhai Huiyin Rural Bank Co., Ltd. It also holds shares in Chery Huiyin Auto Finance Co., Ltd. and Mongolian Commercial Bank Co., Ltd.

Users can usually go to the bank to handle deposits, loans, investment and financial management and other services. When handling deposits, they can be divided into current deposits or fixed deposits. Current deposits earn lower interest rates, while fixed deposits earn higher interest rates. It should be noted that demand deposits are more flexible than time deposits.

The benefits of Huishang Bank are too good

;? A branch in a county in Anhui Province: just worked for 5 years, teller: monthly basic salary: 6000-8000, various oil and housing subsidies The average car subsidy is 2,000 per month, the provident fund + the bank is about 4,000 per month, the three savings are between 10,000 and 15,000 per year, the quarterly bonus is about 10,000 per quarter, and the year-end bonus is 30,000-50,000 per year. In addition, there are usually draws for some expansion activities, department dinners, etc. Or gifts, the lottery winning rate is very high and it can be considered a good income. There will be some cards for birthdays, Women’s Day, Labor Day, etc. The overall amount is small, with an average of 200,00 per year. As far as I know, other positions are 25 for department managers. Ten thousand +, technical category: 250,000, + audit category: 300,00, the county level is basically at this level, no matter how high it is, it is unlikely to be higher, as evidenced by the salary slip

Is Huishang Bank considered a big bank?

Huishang Bank is the country’s first regional joint-stock commercial bank jointly restructured by a city commercial bank and a city credit cooperative.

Huishang Bank is the country’s first regional joint-stock commercial bank jointly restructured by a city commercial bank and a city credit cooperative. The overall design of Huishang Bank's reorganization is based on the "6+7" plan. It was established in 2005 by the merger of six urban commercial banks in Hefei, Wuhu, Anqing, Ma'anshan, Huaibei and Bengbu and seven urban credit cooperatives in Lu'an, Tongling, Huainan, Fuyang Technology, Fuyang Xinying, Fuyang Galaxy and Fuyang Jinda. It was officially established on December 28, 2018.

On November 12, 2013, Huishang Bank was listed on the Hong Kong Stock Exchange, priced at HK$3.53 per share, and raised net funds of approximately HK$8.557 billion.

Huishang Bank is the fifth city commercial bank in the country with assets exceeding one trillion yuan, following Bank of Beijing, Bank of Shanghai, Bank of Jiangsu and Bank of Nanjing. On November 19, 2019, the 2019 Asian Financial Competitiveness Selection List was announced, and Huishang Bank Co., Ltd. won the "2019 Corporate Bank" award.

On November 10, 2021, Zhongjing Group signed a transfer agreement with Shenzhen Zhengwei Group to sell approximately 1.977 billion shares of Huishang Bank to it, with a total transfer price of up to 16 billion yuan.

Introduction:

Huishang Bank was formally established on December 28, 2005, headquartered in Hefei, and is jointly organized by 6 city commercial banks and 7 city credit cooperatives in Anhui Province. Reorganized and established. Huishang Bank is the largest urban commercial bank in central China in terms of assets, loans, and deposits.

Huishang Bank is rooted in the local economy and serves small and medium-sized enterprises. Thanks to its long-term and meticulous cultivation of the Anhui market, the Bank has an extensive customer base of small and medium-sized enterprises and a business network that is organically integrated with the regional economy. Currently it has 199 institutions, covering all 16 provincial cities in Anhui and the neighboring city of Nanjing, Jiangsu.

Huishang Bank continues to expand new development space. In 2009, the bank successfully expanded beyond Anhui and established its first out-of-province branch in Nanjing, Jiangsu. It achieved important breakthroughs in cross-regional development and expanded its business development space. Keep expanding.

Huishang Bank has become a well-known financial service provider in Anhui and even China, with various operating indicators such as growth, profitability and asset quality ranking among the best in the industry. It has successively won the 305th place among the world's top 1,000 banks in 2012 by the British "Banker" magazine.

Huishang Bank thoroughly implements the requirements of the central government, the provincial party committee and the provincial government on accelerating the promotion of PPP work, promotes local governments to reform the way public services are provided, and comprehensively improves infrastructure construction and public welfare services. efficiency, introduce social capital, and reduce the pressure on local governments’ initial construction funds.

Huishang Bank was fined RMB 3.3 million for inadequate management of its interbank business. Nine executives were fined a total of RMB 890,000.

China's top ten most stable banks

What kind of bank is less likely to go bankrupt and can better protect the safety of deposits?

1. The six major state-owned banks are the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Bank of China, the China Construction Bank, the Bank of Communications, and the Postal Savings Bank of China. In addition to the six major banks, the China Development Bank, the Export-Import Bank of China, and the Agricultural Development Bank of China are also state-owned banks.

2. Among the world's top 500 banks, among the state-owned banks, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of China, Bank of Communications, and China Development Bank are all among the world's top 500 companies.

In addition, China Merchants Bank, Industrial Bank, Shanghai Pudong Development Bank, Minsheng Bank, and China Everbright Group are on the list.

State-owned banks are endorsed by the state and have the highest security level, followed by the world's top 500 banks. Their strong moats make them safer.

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