Generally speaking, the handling fee for cashing out 65,438+10,000 yuan with pos machines is 600 yuan/time, that is, 0.6%; However, the channels for users to swipe their cards are different, and the fees that merchants need to pay are also different. If they swipe their cards on traditional pos machines, the handling fee for swiping cards is 0.6%, while the handling fee for swiping cards below 1 10,000 yuan is only 0.38%.

The general bank's credit card has launched the "installment payment" business, that is to say, you don't have to reverse your card every time, and you can directly apply for installment payment, which is less than the handling fee for each card reversal.