Hello, you need to apply for a dual-currency card. If you have never held a credit card of our bank, you can apply in the following two ways: 1. Please log on to the credit card website/,select "Credit Card Application"-"New Customer Application Channel", apply for an appointment through the online banking platform of "Easy Appointment, On-site Service", fill in the simple appointment information online, and wait for the bank's approval. If the approval is passed, a specialist will provide on-site service for you. If you want to handle the transaction in this way, please confirm your area first, and whether our bank can provide free door-to-door service (the result will be displayed after selecting the province/city/district); 2. Please bring your original identity certificate, work certificate and financial documents and go to the business outlets of China Merchants Bank in person.

if you hold our credit card with the logo of VISA, MASTERCARD, JCB or American express, you can use it overseas (including Hong Kong, Macao and Taiwan) (including online payment). Credit card overseas consumption through international routes will be settled in US dollars. If the consumption amount is not US dollars, there will be an exchange fee between the two currencies, which is 1.5% of the transaction amount. If the consumption amount is USD, there will be no settlement fee

If you have any other questions, please open the homepage of China Merchants Bank www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.