Generally, discount cards for college students are uniformly handled by the Agricultural Bank of China. If you go to the outlet yourself, the teller will basically not handle it for you. The advantage of realistic excellent card is that banks in the same city are free of handling fees for cash withdrawal, and family members do not have to pay handling fees in other places to make money. The disadvantage is that the card is swiped less than five times in the first year, and the annual fee of 80 yuan will be charged in the second year, and the card will not be renewed when it expires. If you don't know that the card has expired, you can only cancel the account and wait for 40 minutes.