1. There are wrong consumption records in your credit card bill, which leads to the discrepancy between the actual consumption and the predicted consumption. In this case, you can contact the customer service of CITIC Bank to verify the consumption records in the bill to determine whether there are any wrong records and correct them in time.

2. There is a certain error in your predicted consumption pattern, which leads to inconsistency with the actual consumption. In this case, you can re-evaluate your consumption, make a more reasonable consumption plan, and adjust the predicted consumption pattern in time.

3. There is a time difference between your credit card bill and the predicted consumption pattern, which leads to the discrepancy between the actual consumption and the predicted consumption. In this case, you can compare the time range between the bill and the predicted consumption mode, determine whether there is a time difference, and adjust the predicted consumption mode in time.

4. In either case, you can contact the customer service of CITIC Bank for help and solutions to ensure the accuracy of the credit card bill and the rationality of the consumption plan.