If you don't use a credit card, you must cancel it at the bank. The bank won't cancel it for you automatically. If you don't use a credit card, you won't close your account and you won't close your account. Credit cards will generate annual fees, which will become arrears, resulting in my bad credit record.

Common methods for canceling credit cards include telephone cancellation and outlet cancellation:

1. Telephone operation of credit card account cancellation: the cardholder calls the bank credit card customer service number, enters the ID number, and then transfers to the manual service, explaining to the customer service that he wants to cancel the account, and the customer service can complete the whole card account cancellation work for you.

2. Credit card counter operation: Cardholders can also bring their valid identity documents to the bank outlets for card cancellation.

After the user cancels the card, it is suggested to cut off the credit card or cut off the magnetic stripe with a sharp blade to prevent the credit card from being used by criminals and endangering their property and credit security.