The successful closing of a credit card account generally means that the cardholder no longer has any excess deposits or debts in his or her credit card account in RMB, US dollars or other currencies 45 days after the card is cancelled. The bank's system will automatically close the account to which it belongs.

Once the account is closed, the credit card cannot be used again. The cardholder can just cut along the magnetic strip.

If a credit card with a closed account is inserted into an ATM, the ATM will generally prompt that the credit card cannot be recognized or the account is abnormal. Please contact the card-issuing bank for consultation.