The China Merchants Bank credit card was stolen and used for online transactions. The local currency refers to the local currency of the transaction. For example, in China, the local currency is RMB. If it is in Japan, it is Japanese yen.

You can take the following measures after your credit card is stolen:

1. Contact the bank to report the loss as soon as possible to avoid further losses and transfer the responsibility after the loss is reported to the bank.

2. Immediately call the police, obtain evidence of alibi and the "Report Record Sheet", and prepare evidence for rights protection.

3. Contact a lawyer immediately to minimize possible risks. Don't worry that contacting a lawyer will take too much time. For a simple case, a lawyer can generally clarify the ins and outs within 5 minutes and give corresponding opinions.

4. Repay the loan according to the agreed time.