Can I withdraw cash from Everbright White Card? Is there a handling fee for cash withdrawal?
Everbright Xiaobai Card is a joint credit card of JD Finance and China Everbright Bank. The theme of this card is overseas travel, and the cardholder can enjoy the rights and interests of handling the mobile phone tax refund on behalf of the visa for going abroad. So, can I withdraw cash with a small white card? How much is the cash withdrawal fee? Let me tell you!
1. Can Everbright White Card be cashed out?
Everbright White Card, like other credit cards of China Everbright Bank, can be cashed out. Generally, the maximum amount of cash withdrawal is 5% of the credit limit of your account. If the credit limit of your RMB account is 1, yuan, the amount you can overdraw is 5, yuan.
in addition, the daily cash withdrawal from overseas does not exceed the equivalent of USD 1,, the monthly cash withdrawal does not exceed the equivalent of USD 5,, and the six-month cash withdrawal does not exceed the equivalent of USD 1,.
2. Cash withdrawal fee for Everbright White Card
Everbright White Card is a full-currency card, and holders of this card can enjoy the rights of free currency conversion fee in consumption abroad and free cash withdrawal fee abroad. No matter when, where and what kind of use, holders of this card will be free of foreign exchange fee.
According to many netizens, it is not easy to apply for Everbright White Card. After the application fails, it is often impossible to apply for a second time. Partners who fail to apply may wish to consider other types of credit cards of Everbright Bank.
What are the credit cards of China Everbright Bank?
There are the following types of credit cards of China Everbright Bank:
1. Business and business travel credit cards.
this kind of credit card is mainly issued by the company, which can help the company improve the management of travel expenses and facilitate employees to reimburse travel expenses. At the same time, the unit can also provide cardholders with a higher consumption quota guarantee.
2. Sports credit card.
this kind of credit card takes sports as its theme, and its main function is either to provide convenience for purchasing tickets for a certain sports event or to go to cooperative venues for sports at preferential prices.
3. Charity credit cards.
this kind of credit card is generally based on a charity activity, and China everbright bank makes donations to this charity activity according to the cardholder's spending situation.
4. Car/gas credit card.
China Everbright Bank has not issued a real car/gas credit card. Everbright/Wanxing co-branded credit cards are only issued in Shanghai, and can be used as the membership card of Shanghai Wanxing Automobile Company, enjoying the services provided by the company such as automobile sales and insurance.
5. Credit cards for shopping and consumption.
There are many such credit cards, which are generally joint-name cards issued by China Everbright Bank and specific merchants or institutions. They can be used as joint-name membership cards and enjoy discounts on shopping.
6. Other special credit cards.
The slogan of Yanhuang Credit Card is "Global Chinese * * *". In fact, it is a credit card issued for high-end customers (including overseas compatriots in China). Cardholders can enjoy VIP outpatient expert appointment, international outpatient diagnosis and treatment, scheduled home visits and other health service functions at the membership price.
7. Standard credit card.
Sunshine Credit Card is a standard credit card issued by China Everbright Bank. In addition to the basic functions of credit card, it has also jointly developed the business travel service function with Ctrip. It can book travel products (air tickets, hotels, etc.) at preferential prices, and you can get double points when you swipe your card.
Extended information
1. All China citizens, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, legal and stable income and good reputation can apply to the credit card issuer for personal credit card master card with their valid documents. Note: the application card needs to be attached with a work certificate, and other conditions are required, including social security, good enterprises such as government agencies, vehicles, houses, etc. The specific telephone number can be contacted
2. The cardholder of the main card and the cardholder of the deputy card * * use the same credit line; The cardholder of the primary card can set the usage limit of the secondary card within the credit limit; All transaction funds of the secondary card, corresponding interest and expenses are credited to the account of the primary card, and the cardholder of the primary card is fully liable for the debts incurred under the primary card and the secondary card.
3. Enterprises, administrative institutions, social organizations and other economic organizations authorized by legal persons who open basic deposit account in financial institutions in China can apply for corporate cards from the card-issuing institutions with the information such as the account opening permit issued by the People's Bank of China. If you apply for a company card, you must also have an account with a stable source of foreign exchange and can legally control its foreign exchange.
each company can apply for several company cards, and the cardholder qualification shall be designated or revoked in writing by the legal representative of the applicant company or its entrusted agent. The applicant shall bear all debts incurred by the unit card.
4. when applying for a credit card, the applicant should fill in the application form and the real materials required by the card issuer correctly, completely and truthfully, and sign a contract with the card issuer. According to the applicant's application and credit status, the card issuer decides whether to approve his application, whether to require him to provide guarantee and the way of guarantee, and decides the credit limit.
5. The ways for credit card applicants to provide guarantee include guarantee, mortgage and pledge. The scope of guarantee covers all outstanding debts incurred under the cardholder's credit card, and corresponding guarantee contracts shall be signed for the guarantee.
VI. Credit card issuers of China Everbright Bank provide cardholders with inquiry passwords and transaction passwords through designated channels.
VII. After receiving the credit card, the cardholder shall immediately sign the same signature as that on the credit card application form in the signature column on the back of the credit card, and use the same signature during the transaction, otherwise, the cardholder shall be responsible for the losses arising therefrom.