After receiving the credit card, it needs to be activated within the validity period of the credit card, otherwise it will be invalidated.

The credit card has validity information. You can check the specified time given to you on the following credit card. The validity period of a credit card is expressed in months/years. For example, 10/20 is valid until October 31, 2020.

Credit cards have different validity periods depending on the bank, generally 3 to 5 years. You can activate it at any time during the validity period of the credit card, that is, within three years. It doesn’t matter even if you don’t activate it. If you don’t activate it, there will be no annual fee. If the credit card is valid for three years, then if you haven’t opened the card after three years, the bank will Automatically canceled based on circumstances.

Not activating your credit card will have no impact on your credit score. Because this is normal.

Extended information:

After receiving the credit card, you can activate it immediately. The activation method is as follows:?

1. Activation at outlets: Bring your ID card to the bank Activation at the counter;

2. Activation by phone: Call the customer service number on the back of your credit card to activate. Activate according to customer service prompts;

3. Online activation: Log in to the bank's credit card center online and directly select the "Online Activation" option to activate the credit card. Each line has different websites, but the activation steps are roughly the same.

Reference: Baidu Encyclopedia-Credit Card