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I wanted to apply for a parallel credit card, but I didn't know it was a gold card until I received it. What should I do? The annual fee is more expensive than ordinary cards.
Don't worry about receiving the gold card. At present, most credit cards, except platinum cards, are free the following year if they are swiped five or six times. The gold card is double points. Call customer service to confirm your gold card charging standard and see if it is free. If not, consider canceling it.

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